$569,900

For sale

234 West Street, Central Elgin (Belmont) - Single Family for Sale

234 West Street, Central Elgin (Belmont), Ontario, N0L1B0

5 beds2 baths4 parking900 ft²60 × 165 ft (9,917 sq ft) lot sizeListed 90 days ago

Overview

This 5-bedroom, 2-bathroom home in Central Elgin is for sale offering roughly 900 sq ft of space. Listed at $569,900, it is attractively priced about 24% below the $749,900 median asking price in Central Elgin.

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Description

Set on an impressive lot in the welcoming community of Belmont, 234 West Street delivers exceptional space, thoughtful updates and an oversized garage that truly sets it apart. Beautifully finished from top to bottom, this versatile home offers 3+2 bedrooms, two full bathrooms and a generous living space designed to grow with your family. The updated kitchen (2021) anchors the home, while updated flooring creates a polished, move-in-ready interior. Outside, the expansive lot provides ample room to play, entertain and enjoy, but it is the oversized garage that will capture the attention of hobbyists, tradespeople and anyone dreaming of a serious workshop. Complete with its own 100-amp panel and a rear overhead door opening directly to the backyard, it offers outstanding flexibility and access. Notable improvements include a new bay window (2026), remaining windows (2021), furnace (2021), central air (2025) and an owned water heater (2022). The home is equipped with a 200-amp electrical panel, and the metal roof (2014). Spacious, stylish and refreshingly versatile-this is family living with room for bigger plans. (id:66096)

Property Details

MLS®: X13643552
Property Type: Single Family
Bedrooms: 5
Beds (above / below): 3 above · 2 below
Bathrooms: 2
Parking: 4
Interior Size: 900 ft²
Lot Size: 60 × 165 ft (9,917 sq ft)
Frontage: 60 ft
Storeys: 1
Style: Bungalow
Basement: Partially finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Ownership: Freehold
Property Tax: $4,029/yr

Rooms

Main level

Kitchen: 4.72 x 3.41 meters
Dining room: 2.74 x 4.24 meters
Living room: 3.08 x 4.24 meters
Primary Bedroom: 4.27 x 3.54 meters
Bedroom 2: 3.23 x 3.54 meters
Bedroom 3: 2.41 x 3.54 meters
Bathroom: 3.32 x 1.86 meters

Lower level

Bathroom: 4 x 2.32 meters
Laundry room: 1.95 x 2.59 meters
Utility room: 2.99 x 4.27 meters

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Water Heater
Foundation: Poured Concrete
Exterior: Brick, Vinyl siding
Lot Features: Irregular lot size, Carpet Free

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

90d

Central Elgin (Belmont) listings, avg age

64d

Price / ft²

$633

List price

$570K

Homes here sell slower than most markets

Sold homes in this market spent an average of 66 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 5-bed single family in Central Elgin (Belmont) is available now. Want me to connect you with the agent or keep you posted on any price updates?

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Listed by THE REALTY FIRM INC. · COLENE WELLS

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N0L)

This home lists at $569,900, about 5.7× the local median household income of $100,000.

Carrying it typically needs a household income of about $111,321 (20% down, 25-yr amortization, stress-tested) — roughly 11% above the area median.

Median household income: $100,000
Population: 49,817
Median age: 44
Owner / renter: 87% / 13%
Avg. household size: 2.6

Source: Statistics Canada, 2021 Census (FSA N0L)

$569,900· $633/ft²

For sale

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Full Cost Breakdown

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Down Payment5.61% · $31,990

Min 5.61%50%

Mortgage payment$2,982/mo

↳ CMHC premium ($21,516 capitalized)

Property tax (est.)$336/mo

Total monthly$3,318

Cash Needed to Close

Down payment (5.61%)$31,990

Land transfer tax$7,873

Est. closing costs$4,210

Total cash needed$44,073

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