$843,900

For saleJust listed

20 Helen Court, Central Elgin (Belmont) - Single Family for Sale

20 Helen Court, Central Elgin (Belmont), Ontario, N0L1B0

4 beds4 baths6 parking1,750 ft²56 × 156 ft (8,705 sq ft) lot sizeListed 4 days ago

Overview

This 4-bedroom, 4-bathroom home in Central Elgin is for sale offering roughly 1,750 sq ft of space. It has been on the market 4 days, fresher than the Central Elgin average of 64 days.

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Description

Beautiful 4 Bedroom 3.5 bathroom house in the serene Belmont area - just 15 minutes from London and 15 minutes from St. Thomas. The main floor features a foyer, powder, family room, living room and a spacious kitchen which boasts a 6-feet island - perfect for hosting and extra dining space! The main floor leads out to an attractive 26 feet long composite deck, excellent for a great outdoor experience. The backyard is very big (approximately 40 feet long) and also features an already built in concrete pad ready for a gazebo to be installed. The finished basement has room enough for an additional bedroom, living room/gym space, storage area and a full 3 piece bathroom. The Upper Floor features three (3) bedrooms- a primary bedroom with ensuite bathroom and walk-in closet. The upper floor also has 2 additional bedrooms and another 3-piece bathroom, linen closet and laundry area.*For Additional Property Details Click The Brochure Icon Below* (id:66096)

Property Details

MLS®: X14135526
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 4
Half Baths: 1
Parking: 6
Interior Size: 1,750 ft²
Lot Size: 56 × 156 ft (8,705 sq ft)
Frontage: 56 ft
Storeys: 2
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Ownership: Freehold
Property Tax: $5,347.11/yr

Rooms

Main level

Living room: 3.66 x 4.57 meters
Family room: 3.81 x 3.81 meters
Kitchen: 3.05 x 4.27 meters

Upper Level

Bedroom 2: 3.2 x 2.85 meters
Bedroom 3: 3.2 x 2.85 meters
Bedroom: 3.56 x 3.76 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Water Heater
Foundation: Concrete
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Septic System
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Central Elgin (Belmont) listings, avg age

64d

Price / ft²

$482

List price

$844K

Homes here sell slower than most markets

Sold homes in this market spent an average of 66 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 4-bed single family in Central Elgin (Belmont) has been listed for 4 days, which is 60 days fresher than the city average of 64. Act while there is still low competition.

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Listed by ICI SOURCE REAL ASSET SERVICES INC. · JAMES TASCA

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N0L)

This home lists at $843,900, about 8.4× the local median household income of $100,000.

Carrying it typically needs a household income of about $164,843 (20% down, 25-yr amortization, stress-tested) — roughly 65% above the area median.

Median household income: $100,000
Population: 49,817
Median age: 44
Owner / renter: 87% / 13%
Avg. household size: 2.6

Source: Statistics Canada, 2021 Census (FSA N0L)

$843,900· $482/ft²

For sale

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Full Cost Breakdown

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Down Payment7.04% · $59,390

Min 7.04%50%

Mortgage payment$4,349/mo

↳ CMHC premium ($31,380 capitalized)

Property tax (est.)$446/mo

Total monthly$4,795

Cash Needed to Close

Down payment (7.04%)$59,390

Land transfer tax$13,353

Est. closing costs$5,032

Total cash needed$77,775

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