$675,900

For sale

240 Church Street, Central Elgin (Belmont) - Single Family for Sale

240 Church Street, Central Elgin (Belmont), Ontario, N0L1B0

4 beds4 baths6 parking1,750 ft²64 × 115 ft (7,357 sq ft) lot sizeListed 9 days ago

Overview

This 4-bedroom, 4-bathroom home in Central Elgin is for sale offering roughly 1,750 sq ft of space. Listed at $675,900, it is attractively priced about 10% below the $749,900 median asking price in Central Elgin. It has been on the market 9 days, fresher than the Central Elgin average of 65 days.

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Description

Welcome to 240 Church Street a great family home located in the village of Belmont. This 2 storey home has 3+1 bedrooms and 3.5 bathrooms with double car garage. The functional kitchen has lots of cupboards, counter space, 2 pantries and gas stove. Main floor laundry with storage off kitchen area. The main floor family room with wood burning fireplace has sliding doors to a backyard with separately fenced inground 32 x 16 pool. The upper level has 3 good sized bedrooms and the master bedroom has walk in closet and 3 piece ensuite. This home has lots of updates including roof 2025, eavestroughs 2021, central air 2022, furnace 2020, pool pump 2021, laminate flooring throughout main 2025, vinyl flooring in upper bedrooms and hall 2021, completely renovated basement 2021 (granny suite), deck and some fencing 2023, ensuite shower 2021 and updated windows throughout. The basement has inside entry off kitchen and separate side entrance and could be used as extra space for growing family, multi-generational living or generating income (separately metered for hydro). Enjoy the covered front porch with its sunny southern exposure. Easy access to 401, with beautiful parks, arena, community centre, splash pad, grocery store, pharmacy, restaurants and more! New public school scheduled to open in2027. (id:66096)

Property Details

MLS®: X14119610
Property Type: Single Family
Zoning: R2
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 4
Half Baths: 1
Parking: 6
Interior Size: 1,750 ft²
Lot Size: 64 × 115 ft (7,357 sq ft)
Frontage: 64 ft
Storeys: 2
Basement: Apartment in basement, Separate entrance, N/A, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Fireplace: Yes

Rooms

Main level

Living room: 3.36 x 5.35 meters
Kitchen: 3.35 x 3.1 meters
Dining room: 3.35 x 2.52 meters
Family room: 3.64 x 6.35 meters
Laundry room: 3.32 x 3.01 meters
Foyer: 3.33 x 2.06 meters
Bathroom: 2.27 x 0.9 meters

Second level

Bathroom: 2.57 x 2.24 meters
Bathroom: 1.68 x 2.05 meters
Primary Bedroom: 3.38 x 4.37 meters

Features

Appliances: Washer, Refrigerator, Gas stove(s), Dishwasher, Dryer, Window Coverings, Garage door opener, Water Heater
Foundation: Poured Concrete
Exterior: Brick, Aluminum siding
Lot Features: Sump Pump, In-Law Suite

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Central Elgin (Belmont) listings, avg age

65d

Price / ft²

$386

List price

$676K

Homes here sell slower than most markets

Sold homes in this market spent an average of 66 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 4-bed single family in Central Elgin (Belmont) has been listed for 9 days, which is 56 days fresher than the city average of 65. Act while there is still low competition.

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Listed by RE/MAX CENTRE CITY REALTY INC. · MARY JANE MURRAY

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N0L)

This home lists at $675,900, about 6.8× the local median household income of $100,000.

Carrying it typically needs a household income of about $132,027 (20% down, 25-yr amortization, stress-tested) — roughly 32% above the area median.

Median household income: $100,000
Population: 49,817
Median age: 44
Owner / renter: 87% / 13%
Avg. household size: 2.6

Source: Statistics Canada, 2021 Census (FSA N0L)

$675,900· $386/ft²

For sale

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Full Cost Breakdown

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Current Rates

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Down Payment6.30% · $42,590

Min 6.30%50%

Mortgage payment$3,511/mo

↳ CMHC premium ($25,332 capitalized)

Property tax (est.)$448/mo

Total monthly$3,959

Cash Needed to Close

Down payment (6.30%)$42,590

Land transfer tax$9,993

Est. closing costs$4,528

Total cash needed$57,111

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