$549,000

$575,000For salePrice drop↓ $26,000 (5%)

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#13 303 Garden Street, Whitby (Downtown Whitby) - Single Family for Sale

#13 303 Garden Street, Whitby (Downtown Whitby), Ontario, L1N3W3

4 beds2 baths parking

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Investment analysis

Rental cashflow calculator

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$549,000

Whitby

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Description

Great Investment Property For Young Growing Family. Freshly Painted 2-Storey End Unit With Walk out And Separate Entrance Basement With 1 room, Living Area And 3 Pieces Bathroom. Bright Open Spaces On The Main Level. Upgraded Kitchen Cabinets With Granite Counters And Backsplash. Stainless Steel Appliances. Close To The 401, Public School, Restaurants, Malls & Other Shopping Walking Distance Away. Visitor Parking Is Next To The Unit, Children Play Area & Easy Access Walk To Path To Garden Street. (id:66096)

Property Details

MLS®: E13783172
Property Type: Single Family
Zoning: Residential
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 2
Parking: 1
Interior Size: 1,300 ft²
Storeys: 2
Basement: Finished, Separate entrance, Walk out, N/A, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Other, No Garage
Condo Fee: $451/mo
Fee Includes: Common Area Maintenance, Insurance
Ownership: Condo/Strata
Property Tax: $3,442.41/yr
Listed: 51 days ago

Market Timing

Days on market

51d

Whitby (Downtown Whitby) listings, avg age

59d

Price / ft²

$422

List price

$549K

Homes here sell faster than most markets

Sold homes in this market spent an average of 25 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 98.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Area context

Neighbourhood profile (L1N)

This home lists at $549,000, about 5.5× the local median household income of $100,000.

Carrying it typically needs a household income of about $107,239 (20% down, 25-yr amortization, stress-tested) — roughly 7% above the area median.

Median household income: $100,000
Population: 49,649
Median age: 43.6
Owner / renter: 73% / 27%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA L1N)

$549,000· $422/ft²

For sale

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Full Cost Breakdown

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Down Payment5.45% · $29,900.00

Min 5.45%50%

Mortgage payment$2,878/mo

↳ CMHC premium ($20,764 capitalized)

Property tax (est.)$287/mo

Condo fee$451/mo

Total monthly$3,616

Cash Needed to Close

Down payment (5.45%)$29,900

Land transfer tax$7,455

Est. closing costs$4,147

Total cash needed$41,502

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Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice

#13 303 Garden Street, Whitby (Downtown Whitby) - Single Family for Sale

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Description

Property Details

Features

Market Timing

Location

Nearby Places

Neighbourhood profile (L1N)

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Full Cost Breakdown