$425,000

For saleJust listed

#1-3 540 Mary Street East, Whitby (Downtown Whitby) - Single Family for Sale

#1-3 540 Mary Street East, Whitby (Downtown Whitby), Ontario, L1N2R1

3 beds1 bath1 parking1,100 ft²$566/mo condo feeListed 7 days ago

Overview

This 3-bedroom, 1-bathroom condo in Whitby is for sale offering roughly 1,100 sq ft of space. Listed at $425,000, it is attractively priced about 15% below the $499,000 median asking price in Whitby. It has been on the market 7 days, fresher than the Whitby average of 59 days.

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Description

Welcome to this bright and spacious second-level apartment, ideally located in one of Whitby's most desirable mature neighbourhoods! Offering 3 generously sized bedrooms and 1 full bathroom, this inviting home is perfect for families, professionals, or anyone looking to enjoy the convenience of downtown living. The sun-filled living room features a large picture window that fills the space with natural light, creating a warm and welcoming atmosphere. The bright eat-in kitchen offers plenty of room for family meals and everyday living. Spacious bedrooms provide comfort and flexibility for growing families, guests, or a home office. Situated just steps from vibrant Downtown Whitby, you'll enjoy easy access to transit, shopping, restaurants, banks, schools, parks, and all essential amenities. Experience the perfect blend of space, comfort, and an unbeatable location in this charming rental opportunity! (id:66096)

Property Details

MLS®: E14123358
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 1
Interior Size: 1,100 ft²
Basement: None
Heating: Heat Pump, Baseboard heaters, Electric
Garage: No Garage
Condo Fee: $566/mo
Fee Includes: Water, Parking
Ownership: Condo/Strata
Property Tax: $2,999.13/yr
Listed: 7 days ago

Rooms

Main level

Kitchen: 2.41 x 5.1 meters
Living room: 3.38 x 3.38 meters
Primary Bedroom: 4.08 x 2.7 meters
Bedroom 2: 3.1 x 3.3 meters
Bedroom 3: 2.8 x 3.31 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Window Coverings
Flooring: Laminate
Exterior: Brick, Vinyl siding

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Whitby (Downtown Whitby) listings, avg age

59d

Price / ft²

$387

List price

$425K

Homes here sell faster than most markets

Sold homes in this market spent an average of 25 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 98.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Whitby (Downtown Whitby) has been listed for 7 days, which is 52 days fresher than the city average of 59. Act while there is still low competition.

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Listed by The Nook Realty Inc. · Kyle Duke

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L1N)

This home lists at $425,000, about 4.3× the local median household income of $100,000.

Carrying it typically needs a household income of about $83,017 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $100,000
Population: 49,649
Median age: 43.6
Owner / renter: 73% / 27%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA L1N)

$425,000· $387/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $21,250

Min 5%50%

Mortgage payment$2,238/mo

↳ CMHC premium ($16,150 capitalized)

Property tax (est.)$250/mo

Condo fee$566/mo

Total monthly$3,054

Cash Needed to Close

Down payment (5%)$21,250

Land transfer tax$4,975

Est. closing costs$3,775

Total cash needed$30,000

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