$399,900

$409,900For salePrice drop↓ $10,000 (2%)

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#10 20 Windemere Place, St. Thomas - Single Family for Sale

#10 20 Windemere Place, St. Thomas, Ontario, N5R6H6

2 beds2 baths parking

#25 35 Old Course Road, St. Thomas, Ontario, N5R0N3

4 bd3 ba6 pk2,125 ft²+$246/mo

Listed by Royal Lepage R.E. Wood Realty Brokerage

#6 20 WINDEMERE Place, St. Thomas, Ontario, N5R6H6

For sale

7 days ago

$480K

#6 20 WINDEMERE Place, St. Thomas, Ontario, N5R6H6

2 bd3 ba2 pk1,100 ft²+$450/mo

Listed by ROYAL LEPAGE TRILAND REALTY

#123 440 Wellington Street, St. Thomas, Ontario, N5R5X5

For sale

11 days ago

$350K

#123 440 Wellington Street, St. Thomas, Ontario, N5R5X5

3 bd2 ba1 pk1,100 ft²+$491/mo

Listed by ROYAL LEPAGE TRILAND REALTY

#11 125 Elm Street, St. Thomas, Ontario, N5R1H9

For sale

12 days ago

$500K

#11 125 Elm Street, St. Thomas, Ontario, N5R1H9

2 bd2 ba1 pk1,500 ft²+$350/mo

Listed by RE/MAX CENTRE CITY REALTY INC.

Investment analysis

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$399,900

St. Thomas

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Overview

This 2-bedroom, 2-bathroom condo in St. Thomas is for sale offering roughly 1,100 sq ft of space. Listed at $399,900, it is attractively priced about 20% below the $499,900 median asking price in St. Thomas. It has been on the market 63 days, fresher than the St. Thomas average of 70 days.

Condos for Sale in St. Thomas →All real estate in St. Thomas →

Description

Windemere Gate! Detached one floor condo with unspoiled walkout basement. Open concept living room with eat-in kitchen, primary bedroom has ensuite and walk-in closet, second bedroom and bathroom. Main floor laundry. Patio door to raised wood deck. Large insulated unfinished lower level with walk out doors and roughed in bathroom. Ready for your plans. Great Value! (id:66096)

Property Details

MLS®: X13735108
Property Type: Single Family
Zoning: R3-62
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 2
Parking: 2
Interior Size: 1,100 ft²
Storeys: 1
Style: Bungalow
Basement: Unfinished, Walk out, N/A, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage, Inside Entry
Condo Fee: $450/mo
Ownership: Condo/Strata
Property Tax: $4,133/yr
Listed: 63 days ago

Market Timing

Days on market

63d

St. Thomas listings, avg age

70d

Price / ft²

$364

List price

$400K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Area context

Neighbourhood profile (N5R)

This home lists at $399,900, about 5.0× the local median household income of $80,000.

Carrying it typically needs a household income of about $78,114 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$399,900· $364/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $19,995

Min 5%50%

Mortgage payment$2,106/mo

↳ CMHC premium ($15,196 capitalized)

Property tax (est.)$344/mo

Condo fee$450/mo

Total monthly$2,901

Cash Needed to Close

Down payment (5%)$19,995

Land transfer tax$4,474

Est. closing costs$3,700

Total cash needed$28,169

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Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice

#10 20 Windemere Place, St. Thomas - Single Family for Sale

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Description

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Neighbourhood profile (N5R)

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