$349,999

For sale

#123 440 Wellington Street, St. Thomas - Single Family for Sale

#123 440 Wellington Street, St. Thomas, Ontario, N5R5X5

3 beds2 baths1 parking1,100 ft²$491/mo condo feeListed 11 days ago

Overview

This 3-bedroom, 2-bathroom condo in St. Thomas is for sale offering roughly 1,100 sq ft of space. Listed at $349,999, it is attractively priced about 30% below the $499,900 median asking price in St. Thomas. It has been on the market 11 days, fresher than the St. Thomas average of 70 days.

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Description

Welcome Home - With 6 Months of Condo Fees Paid! Enjoy convenient, stair-free living in this bright and spacious main-floor condo. The thoughtfully designed layout features three generously sized bedrooms, including a primary suite with a walk-in closet and private 2-piece ensuite. An open living and dining area, functional kitchen, and in-suite laundry make everyday life comfortable and effortless. Perfect for families, downsizers, or anyone seeking easy one-level living, this lovingly cared-for home is just minutes from shopping, dining, the mall, and essential amenities. Comfort, convenience, and incredible value await - don't miss this rare opportunity! (id:66096)

Property Details

MLS®: X14113994
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Parking: 1
Interior Size: 1,100 ft²
Basement: None
Heating: Baseboard heaters, Electric, Natural gas
Cooling: Window air conditioner, Wall unit
Garage: No Garage
Fireplace: Yes
Condo Fee: $491/mo
Fee Includes: Common Area Maintenance, Water, Insurance
Ownership: Condo/Strata
Property Tax: $2,480/yr
Listed: 11 days ago

Rooms

Main level

Kitchen: 2.38 x 2.29 meters
Dining room: 3.28 x 2.41 meters
Living room: 3.52 x 4.97 meters
Bedroom: 2.95 x 4.52 meters
Bedroom: 2.92 x 4.52 meters
Primary Bedroom: 3.54 x 4.52 meters
Bathroom: 1.39 x 1.63 meters
Bathroom: 1.56 x 2.31 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave
Exterior: Brick, Vinyl siding

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

11d

St. Thomas listings, avg age

70d

Price / ft²

$318

List price

$350K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in St. Thomas has been listed for 11 days, which is 59 days fresher than the city average of 70. Act while there is still low competition.

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Listed by ROYAL LEPAGE TRILAND REALTY · HELEN HARVEY

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5R)

This home lists at $349,999, about 4.4× the local median household income of $80,000.

Carrying it typically needs a household income of about $68,367 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$349,999· $318/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $17,499.95

Min 5%50%

Mortgage payment$1,843/mo

↳ CMHC premium ($13,300 capitalized)

Property tax (est.)$207/mo

Condo fee$491/mo

Total monthly$2,541

Cash Needed to Close

Down payment (5%)$17,500

Land transfer tax$3,725

Est. closing costs$3,550

Total cash needed$24,775

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