$449,900

For sale

237 Thomas Street, St. Marys - Single Family for Sale

237 Thomas Street, St. Marys, Ontario, N4X1C2

3 beds1 bath4 parking1,750 ft²66 × 130 ft (8,580 sq ft) lot sizeListed 97 days ago

Overview

This 3-bedroom, 1-bathroom home in St. Marys is for sale offering roughly 1,750 sq ft of space. Listed at $449,900, it is attractively priced about 31% below the $649,000 median asking price in St. Marys. It has been on the market 97 days, fresher than the St. Marys average of 100 days.

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Description

Nestled along the banks of the picturesque Thames River, this charming 1.5-storey home offers a rare opportunity to enjoy peaceful waterfront living right in the heart of St. Marys. Wake up to tranquil river views, unwind to the sounds of nature, and enjoy a backyard setting that feels like your own private retreat. Inside, the home blends warmth and character with comfortable living spaces designed for everyday life. The inviting main floor offers a bright and functional layout, while the upper level provides cozy bedrooms full of charm. Conveniently located just minutes from downtown St. Marys, parks, schools, local shops, restaurants, and walking trails, you'll enjoy the perfect balance of small-town charm and everyday convenience. Whether you're searching for your first home, a peaceful place to downsize, or a unique property with an unbeatable setting, this riverside gem is one you won't want to miss. (id:66096)

Property Details

MLS®: X13621900
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 4
Interior Size: 1,750 ft²
Lot Size: 66 × 130 ft (8,580 sq ft)
Frontage: 66 ft
Storeys: 1
Basement: Walk out, N/A
Heating: Forced air, Natural gas
Cooling: None
Garage: No Garage
Waterfront: Yes
Ownership: Freehold
Property Tax: $3,068/yr
Listed

Rooms

Main level

Bathroom: 2.75 x 1.77 meters
Bedroom: 4.13 x 2.96 meters
Family room: 4.18 x 4.64 meters
Foyer: 3.92 x 1.59 meters
Kitchen: 3.98 x 4.14 meters
Laundry room: 5.68 x 1.88 meters
Living room: 4.13 x 3.52 meters

Second level

Bedroom: 3.62 x 3.47 meters
Bedroom: 3.63 x 2.93 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Stove, Dryer
Foundation: Stone
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

97d

St. Marys listings, avg age

100d

Price / ft²

$257

List price

$450K

Haho

This 3-bed single family in St. Marys has been listed for 97 days, which is 3 days fresher than the city average of 100. Act while there is still low competition.

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Listed by Benchmark Real Estate Services Canada Inc. · JEFF HISCOCK

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N4X)

This home lists at $449,900, about 5.1× the local median household income of $89,000.

Carrying it typically needs a household income of about $87,881 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $89,000
Population: 9,946
Median age: 47.6
Owner / renter: 80% / 20%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N4X)

$449,900· $257/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,495

Min 5%50%

Mortgage payment$2,370/mo

↳ CMHC premium ($17,096 capitalized)

Property tax (est.)$256/mo

Total monthly$2,625

Cash Needed to Close

Down payment (5%)$22,495

Land transfer tax$5,473

Est. closing costs$3,850

Total cash needed$31,818

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