$719,900

For saleJust listed

102 Waterloo Street South, St. Marys - Single Family for Sale

102 Waterloo Street South, St. Marys, Ontario, N4X0A3

4 beds2 baths5 parking1,300 ft²76 × 137 ft (10,394 sq ft) lot sizeListed 5 days ago

Overview

This 4-bedroom, 2-bathroom home in St. Marys is for sale offering roughly 1,300 sq ft of space. It has been on the market 5 days, fresher than the St. Marys average of 100 days.

Houses for Sale in St. Marys →All real estate in St. Marys →

Description

Welcome to this beautifully maintained classic mid-century two-storey home, ideally situated in a sought-after residential neighbourhood. Set on a mature, beautifully landscaped lot, this inviting home offers a wonderful blend of timeless character, comfortable living, and thoughtful updates. Featuring four bedrooms, an updated kitchen and bathroom, elegant principal rooms, including a formal living room with gas fireplace and a separate dining room, this home is perfectly suited for both everyday family living and entertainment. The finished lower level provides additional living space, complete with a recreation room and dedicated home office. Step outside to the large deck overlooking the beautifully landscaped backyard - the perfect setting for summer gatherings, outdoor dining, and relaxing with family and friends. An ideal family home, conveniently located close to both elementary and secondary schools, parks, and shopping. A wonderful opportunity to enjoy the charm, space, and warmth of a classic home in an exceptional neighbourhood! (id:66096)

Property Details

MLS®: X14134236
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Half Baths: 1
Parking: 5
Interior Size: 1,300 ft²
Lot Size: 76 × 137 ft (10,394 sq ft)
Frontage: 76 ft
Storeys: 2
Basement: Partially finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Fireplace: Yes
Ownership: Freehold

Rooms

Main level

Living room: 3.67 x 7.18 meters
Dining room: 3.29 x 2.96 meters
Kitchen: 3.29 x 4.93 meters
Laundry room: 2.23 x 2.22 meters

Basement

Utility room: 8.69 x 3.49 meters
Recreational, Games room: 7.63 x 3.4 meters
Office: 2.9 x 3.35 meters

Second level

Primary Bedroom: 4.12 x 2.71 meters
Bedroom 2: 3.4 x 4.05 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Storage Shed, Window Coverings, Water Heater
Flooring: Hardwood
Foundation: Concrete
Exterior: Brick, Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

St. Marys listings, avg age

100d

Price / ft²

$554

List price

$720K

Haho

This 4-bed single family in St. Marys has been listed for 5 days, which is 95 days fresher than the city average of 100. Act while there is still low competition.

Set a price alert Book a showing

Listed by Shackleton's Real Estate & Auction Co · BRENT SHACKLETON

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N4X)

This home lists at $719,900, about 8.1× the local median household income of $89,000.

Carrying it typically needs a household income of about $140,622 (20% down, 25-yr amortization, stress-tested) — roughly 58% above the area median.

Median household income: $89,000
Population: 9,946
Median age: 47.6
Owner / renter: 80% / 20%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N4X)

$719,900· $554/ft²

For sale

Book a showing

Pick a time that suits you. A verified local agent confirms within 24h.

Full Cost Breakdown

Loading rates, 30-yr amortization

Current Rates

Loading…

Compare all rates

Down Payment6.53% · $46,990

Min 6.53%50%

Mortgage payment$3,731/mo

↳ CMHC premium ($26,916 capitalized)

Property tax (est.)$335/mo

Total monthly$4,066

Cash Needed to Close

Down payment (6.53%)$46,990

Land transfer tax$10,873

Est. closing costs$4,660

Total cash needed$62,523

Get Pre-Approved · Free & Fast

Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice

Rental cashflow calculator