$460,000

$480,000For salePrice drop↓ $20,000 (4%)

158 James Street North, St. Marys - Single Family for Sale

158 James Street North, St. Marys, Ontario, N4X1B3

4 beds1 bath4 parking1,300 ft²66 × 107 ft (7,062 sq ft) lot sizeListed 54 days ago

Overview

This 4-bedroom, 1-bathroom home in St. Marys is for sale offering roughly 1,300 sq ft of space. Listed at $460,000, it is attractively priced about 29% below the $649,000 median asking price in St. Marys. It has been on the market 54 days, fresher than the St. Marys average of 100 days.

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Description

Affordable first home or family-friendly property! This charming 4-bedroom home offers more space than you might expect, with three bedrooms upstairs and a fourth bedroom conveniently located on the main floor. The main level features a spacious living room, eat-in kitchen, updated 4-piece bathroom and a generous entryway/laundry area. Outside, enjoy the covered rear deck and private backyard, while the board-and-batten-style siding adds a warm, cottage-inspired feel. Exterior updates include the fence, metal roof, soffit and fascia, offering low-maintenance living. A great opportunity for first-time buyers, families or anyone looking for an affordable home with room to grow. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property! (id:66096)

Property Details

MLS®: X13770532
Property Type: Single Family
Zoning: R-2-1
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 1
Parking: 4
Interior Size: 1,300 ft²
Lot Size: 66 × 107 ft (7,062 sq ft)
Frontage: 66 ft
Storeys: 1
Basement: Unfinished, Partial
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $3,522/yr
Listed

Rooms

Main level

Kitchen: 1.78 x 5.33 meters
Living room: 4.12 x 5.19 meters
Dining room: 1.59 x 2.52 meters
Primary Bedroom: 2.89 x 4.24 meters
Bathroom: 1.52 x 2.67 meters
Laundry room: 1.98 x 5.18 meters

Second level

Bedroom: 2.41 x 3.4 meters
Bedroom: 4.68 x 2.62 meters
Bedroom: 3.34 x 2.62 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Water Heater
Foundation: Stone
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

54d

St. Marys listings, avg age

100d

Price / ft²

$354

List price

$460K

Haho

This 4-bed single family in St. Marys has been listed for 54 days, which is 46 days fresher than the city average of 100. Act while there is still low competition.

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Listed by RE/MAX A-B Realty Ltd · TRISTAN DUNDAS

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N4X)

This home lists at $460,000, about 5.2× the local median household income of $89,000.

Carrying it typically needs a household income of about $89,854 (20% down, 25-yr amortization, stress-tested) — roughly 1% above the area median.

Median household income: $89,000
Population: 9,946
Median age: 47.6
Owner / renter: 80% / 20%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N4X)

$460,000· $354/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $23,000

Min 5%50%

Mortgage payment$2,423/mo

↳ CMHC premium ($17,480 capitalized)

Property tax (est.)$294/mo

Total monthly$2,716

Cash Needed to Close

Down payment (5%)$23,000

Land transfer tax$5,675

Est. closing costs$3,880

Total cash needed$32,555

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