$400,000

For sale

15 Charles Street North, St. Marys - Single Family for Sale

15 Charles Street North, St. Marys, Ontario, N4X1C1

2 beds1 bath4 parking900 ft²100 × 255 ft (25,500 sq ft) lot sizeListed 9 days ago

Overview

This 2-bedroom, 1-bathroom home in St. Marys is for sale offering roughly 900 sq ft of space. Listed at $400,000, it is attractively priced about 38% below the $649,000 median asking price in St. Marys. It has been on the market 9 days, fresher than the St. Marys average of 100 days.

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Description

Attention investors, renovators, first-time buyers, and flippers! Set on an oversized ravine lot backing onto Trout Creek, 15 Charles Street offers a rare opportunity to unlock significant potential in the heart of St. Marys. This 1 3/4 storey home features 2 bedrooms and 1 bathroom and is ready for someone with vision to bring it back to life.The expansive property is the true standout, offering exceptional outdoor space, privacy, and endless possibilities. For hobbyists, contractors, or anyone needing extra storage, the property boasts a huge shop/garage, a second detached garage perfect for storing a boat, trailer, or other recreational toys, plus an additional storage shed.The home itself requires updating and renovation, making it an ideal opportunity for a handyman, contractor, investor, or first-time buyer looking to build equity through sweat equity. Whether you're planning a complete renovation, a profitable flip, or creating your dream home on an impressive lot, this property offers incredible potential in a desirable location. Being sold in as-is condition. (id:66096)

Property Details

MLS®: X14116866
Property Type: Single Family
Zoning: RD FP
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 1
Parking: 4
Interior Size: 900 ft²
Lot Size: 100 × 255 ft (25,500 sq ft)
Frontage: 100 ft
Storeys: 1
Basement: Unfinished, N/A
Heating: Forced air, Natural gas
Cooling: Window air conditioner
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax: $3,146/yr
Listed

Rooms

Main level

Living room: 5.79 x 4.27 meters
Kitchen: 5.18 x 4.57 meters
Laundry room: 2.44 x 2.74 meters

Second level

Bedroom: 3.66 x 5.18 meters
Bedroom 2: 3.45 x 3.78 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Stove, Dryer, Freezer, Water Heater
Foundation: Stone, Concrete
Exterior: Aluminum siding
Lot Features: Irregular lot size

Services

Water: Municipal water
Sewer: Septic System
Utilities: Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

St. Marys listings, avg age

100d

Price / ft²

$444

List price

$400K

Haho

This 2-bed single family in St. Marys has been listed for 9 days, which is 91 days fresher than the city average of 100. Act while there is still low competition.

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Listed by BLUE FOREST REALTY INC. · SALKO MILIC

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N4X)

This home lists at $400,000, about 4.5× the local median household income of $89,000.

Carrying it typically needs a household income of about $78,134 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $89,000
Population: 9,946
Median age: 47.6
Owner / renter: 80% / 20%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N4X)

$400,000· $444/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $20,000

Min 5%50%

Mortgage payment$2,107/mo

↳ CMHC premium ($15,200 capitalized)

Property tax (est.)$262/mo

Total monthly$2,369

Cash Needed to Close

Down payment (5%)$20,000

Land transfer tax$4,475

Est. closing costs$3,700

Total cash needed$28,175

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