18 Josephine Street, St. Catharines (Western Hill), Ontario, L2S1J2

For sale

7 days ago

$829K

18 Josephine Street, St. Catharines (Western Hill), Ontario, L2S1J2

5 bd3 ba4 pk2,250 ft²Lot size 36 × 102 ft (3,669 sq ft)

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE

53 Kinsey Street, St. Catharines (Western Hill), Ontario, L2S1E2

For sale

134 days ago

$429K

53 Kinsey Street, St. Catharines (Western Hill), Ontario, L2S1E2

3 bd2 ba3 pkLot size 35 × 105 ft (3,675 sq ft)

17 Hainer Street, St. Catharines (Western Hill), Ontario, L2S1M5

12 bd4 ba3 pkLot size 81 × 97 ft (7,768 sq ft)

Listed by COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Investment analysis

Rental cashflow calculator

Estimate the monthly cashflow if you bought this home as a rental. Every figure below is an editable estimate. This is education only, not financial advice.

Estimated monthly rent

Enter the monthly rent you expect, or adjust our estimate.

Down payment (%)

Rate (%)

Amortization (yrs)

Property tax (/ yr)

Condo fee (/ mo)

Insurance (est. / mo)

Maint. + vacancy (est. / mo)

Enter an estimated monthly rent to see the cashflow.

Estimates only, not a mortgage approval or financial advice. Rate, taxes, and allowances are assumptions you can edit above.

$499,000

St. Catharines

Book a showing

$499,000

For sale

Book a showing

42 Cumming Street, St. Catharines (Western Hill) - Multi-family for Sale

42 Cumming Street, St. Catharines (Western Hill), Ontario, L2S1H9

4 beds2 baths2 parking1,300 ft²35 × 105 ft (3,675 sq ft) lot sizeListed 86 days ago

Overview

This multi-family property in St. Catharines is for sale offering roughly 1,300 sq ft of space.

Multi-Family Properties for Sale in St. Catharines →All real estate in St. Catharines →

Description

Fantastic Turnkey Duplex in Desirable West St. Catharines! Attention investors and first time buyers! This versatile, well-maintained duplex offers incredible potential in a highly sought-after West St. Catharines neighbourhood. The spacious main floor unit features 2 comfortable bedrooms, living room and a lower level family room with direct access to a fully fenced backyard-perfect for pets, kids, or summer entertaining. Living room, bedrooms have hardwood flooring. The bright upper apartment boasts 2 bedrooms plus a small loft space that can easily serve as a play area or storage. Worry-Free Exterior: Outfitted with a durable, long-lasting metal roof and vinyl siding. Enjoy your morning coffee on the charming front porch, and make use of the handy backyard storage shed. Prime Location: Situated in a great West End neighbourhood close to local amenities, transit, and highway access. Whether you're looking to add a reliable income property to your portfolio or live in one unit while renting out the other to pay your mortgage, this property is a must see! (id:66096)

Property Details

MLS®: X13659544
Property Type: Multi-family
Zoning: R2
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 2
Interior Size: 1,300 ft²
Lot Size: 35 × 105 ft (3,675 sq ft)
Frontage: 35 ft
Storeys: 1
Basement: Partially finished, Partial
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Property Tax: $3,021.19/yr
Listed: 86 days ago

Rooms

Second level

Kitchen: 4.87 x 2.74 meters
Bedroom: 3.38 x 3.23 meters
Bedroom 2: 3.01 x 2.75 meters
Loft: 2.75 x 1.2 meters

Ground level

Bedroom: 2.74 x 3.66 meters
Bedroom 2: 2.74 x 3.35 meters
Living room: 3.8 x 3.96 meters
Kitchen: 3.04 x 3.65 meters

Lower level

Family room: 6 x 2.6 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Water Heater
Foundation: Poured Concrete
Exterior: Vinyl siding
Lot Features: In-Law Suite

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

86d

St. Catharines (Western Hill) listings, avg age

72d

Price / ft²

$384

List price

$499K

Haho

This 4-bed multi-family in St. Catharines (Western Hill) is available now. Want me to connect you with the agent or keep you posted on any price updates?

Set a price alert Book a showing

Listed by ROYAL LEPAGE NRC REALTY · Kevin L Bowman

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2S)

This home lists at $499,000, about 6.1× the local median household income of $82,000.

Carrying it typically needs a household income of about $97,472 (20% down, 25-yr amortization, stress-tested) — roughly 19% above the area median.

Median household income: $82,000
Population: 19,400
Median age: 42
Owner / renter: 73% / 27%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA L2S)

$499,000· $384/ft²

For sale

Book a showing

Pick a time that suits you. A verified local agent confirms within 24h.

Full Cost Breakdown

Loading rates, 30-yr amortization

Current Rates

Loading…

Compare all rates

Down Payment5% · $24,950

Min 5%50%

Mortgage payment$2,628/mo

↳ CMHC premium ($18,962 capitalized)

Property tax (est.)$252/mo

Total monthly$2,880

Cash Needed to Close

Down payment (5%)$24,950

Land transfer tax$6,455

Est. closing costs$3,997

Total cash needed$35,402

Get Pre-Approved · Free & Fast

Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice