$829,000
St. Catharines
18 Josephine Street, St. Catharines (Western Hill), Ontario, L2S1J2
This multi-family property in St. Catharines is for sale offering roughly 2,250 sq ft of space. It has been on the market 7 days, fresher than the St. Catharines average of 72 days.
Expertly crafted by a custom builder, this exceptional legal duplex offers two beautifully finished, fully self-contained residences, quality construction and the added peace of mind of a Tarion warranty. Ideal for investors, multigenerational families or those seeking to offset ownership costs with rental income, the property offers remarkable flexibility without sacrificing privacy.Occupying the main and upper floors, the spacious two-storey residence features three bedrooms, including a principal bedroom with ensuite privilege. Generous windows fill the home with natural light, while the thoughtfully designed kitchen features a peninsula for meal preparation and casual dining. Patio doors open to a composite rear deck, perfect for outdoor dining, entertaining or simply quiet relaxation.The inviting lower-level residence is equally well appointed, offering two bedrooms, a comfortable living room and a stylish kitchen with an island. With its own dedicated living spaces, it provides an excellent option for tenants or extended family. Both residences include appliances, separate utility systems and individually owned on-demand hot water systems, enhancing convenience and independence. A composite front porch and driveway parking add to the property's appeal. Conveniently located near the train station, everyday amenities and highway access, this custom-built duplex combines modern comfort, thoughtful design and exceptional versatility. A remarkable blend of craftsmanship, comfort, and investment potential! Discover the possibilities (id:66096)
Features and services as supplied by the listing brokerage.
Just listed: 7 days on market, against an average age of 72 days across the listings currently for sale in this city
This 5-bed multi-family in St. Catharines (Western Hill) has been listed for 7 days, which is 65 days fresher than the city average of 72. Act while there is still low competition.
Approximate location — exact address confirmed upon showing
This home lists at $829,000, about 10.1× the local median household income of $82,000.
Carrying it typically needs a household income of about $161,933 (20% down, 25-yr amortization, stress-tested) — roughly 97% above the area median.
Source: Statistics Canada, 2021 Census (FSA L2S)
Pick a time that suits you. A verified local agent confirms within 24h.
Loading rates, 30-yr amortization
Cash Needed to Close
Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice



Estimate the monthly cashflow if you bought this home as a rental. Every figure below is an editable estimate. This is education only, not financial advice.
Enter the monthly rent you expect, or adjust our estimate.
Enter an estimated monthly rent to see the cashflow.
Estimates only, not a mortgage approval or financial advice. Rate, taxes, and allowances are assumptions you can edit above.
Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.