$399,900

$414,900For salePrice drop↓ $15,000 (4%)

24 Churchill Street, St. Catharines (Western Hill) - Single Family for Sale

24 Churchill Street, St. Catharines (Western Hill), Ontario, L2S2P2

3 beds1 bath1 parking900 ft²30 × 158 ft (4,725 sq ft) lot sizeListed 63 days ago

Overview

This 3-bedroom, 1-bathroom home in St. Catharines is for sale offering roughly 900 sq ft of space. Listed at $399,900, it is attractively priced about 11% below the $449,900 median asking price in St. Catharines. It has been on the market 63 days, fresher than the St. Catharines average of 72 days.

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Description

Welcome to 24 Churchill Street, a charming and thoughtfully updated bungalow offering comfortable living and excellent everyday functionality. This inviting three-bedroom home features a spacious rear addition with a walk-in closet and direct access to the backyard deck. The bright open-concept main living area flows into an updated kitchen featuring ample cabinetry, a centre island, granite countertops, tiled backsplash, under-cabinet lighting, and stainless steel appliances. Laminate flooring runs throughout the main living spaces, complemented by an updated three-piece bathroom. The full-width backyard deck overlooks a private, fully fenced yard, creating an ideal space for entertaining or relaxing outdoors. The lower level provides additional storage and utility space. The property has also been successfully operated as a rental for the past two years, generating $2,000 per month plus utilities. Conveniently located close to schools, parks, shopping, downtown amenities, major highways, and the future proposed GO Station, this home offers a great combination of updates, functionality, location, and income potential. (id:66096)

Property Details

MLS®: X13736528
Property Type: Single Family
Zoning: R2
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 1
Interior Size: 900 ft²
Lot Size: 30 × 158 ft (4,725 sq ft)
Frontage: 30 ft
Storeys: 1
Style: Bungalow
Basement: Unfinished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Range, Dryer, Microwave, Window Coverings
Foundation: Block
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

63d

St. Catharines (Western Hill) listings, avg age

72d

Price / ft²

$444

List price

$400K

Haho

This 3-bed single family in St. Catharines (Western Hill) has been listed for 63 days, which is 9 days fresher than the city average of 72. Act while there is still low competition.

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Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE · Eric Cleary

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2S)

This home lists at $399,900, about 4.9× the local median household income of $82,000.

Carrying it typically needs a household income of about $78,114 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $82,000
Population: 19,400
Median age: 42
Owner / renter: 73% / 27%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA L2S)

$399,900· $444/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $19,995

Min 5%50%

Mortgage payment$2,106/mo

↳ CMHC premium ($15,196 capitalized)

Property tax (est.)$231/mo

Total monthly$2,337

Cash Needed to Close

Down payment (5%)$19,995

Land transfer tax$4,474

Est. closing costs$3,700

Total cash needed$28,169

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