$450,000

For sale

214 NIAGARA Street, St. Catharines (Facer) - Single Family for Sale

214 NIAGARA Street, St. Catharines (Facer), Ontario, L2M4V4

4 beds2 baths2 parking900 ft²35 × 87 ft (3,028 sq ft) lot sizeListed 37 days ago

Overview

This 4-bedroom, 2-bathroom home in St. Catharines is for sale offering roughly 900 sq ft of space. Listed at $450,000, it is attractively priced about 18% below the $549,999 median asking price in St. Catharines. It has been on the market 37 days, fresher than the St. Catharines average of 80 days.

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Description

The perfect multi-generational bungalow awaits! Your new home features 2+2 bedrooms, 2 full bathrooms, and 2 kitchens with perfectly functional layouts across both levels. The main floor includes an updated kitchen, 4 piece bathroom, bright living area, two bedrooms, and in-suite laundry. The fully finished lower level offers a separate rear entrance, second kitchen, spacious living area, two bedrooms, a 3-piece bathroom, and its own laundry facilities. The layout may be suitable for in-law or extended family use, with added flexibility for buyers seeking additional living space. Private single driveway and convenient location close to schools, shopping, Pearson park, Kiwanis Aquatics Centre and Library and all amenities! Don't miss this one! (id:66096)

Property Details

MLS®: X13837724
Property Type: Single Family
Zoning: R2
Bedrooms: 4
Beds (above / below): 2 above · 2 below
Bathrooms: 2
Parking: 2
Interior Size: 900 ft²
Lot Size: 35 × 87 ft (3,028 sq ft)
Frontage: 35 ft
Storeys: 1
Style: Raised bungalow
Basement: Finished, Full
Heating: Forced air, Natural gas
Cooling: None
Garage: No Garage
Ownership: Freehold
Property Tax

Features

Appliances: Water meter
Foundation: Poured Concrete
Exterior: Vinyl siding
Lot Features: In-Law Suite

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

37d

St. Catharines (Facer) listings, avg age

80d

Price / ft²

$500

List price

$450K

Haho

This 4-bed single family in St. Catharines (Facer) has been listed for 37 days, which is 43 days fresher than the city average of 80. Act while there is still low competition.

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Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE · Daniel Passero

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2M)

This home lists at $450,000, about 6.3× the local median household income of $72,000.

Carrying it typically needs a household income of about $87,901 (20% down, 25-yr amortization, stress-tested) — roughly 22% above the area median.

Median household income: $72,000
Population: 33,704
Median age: 46
Owner / renter: 64% / 36%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA L2M)

$450,000· $500/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,500

Min 5%50%

Mortgage payment$2,370/mo

↳ CMHC premium ($17,100 capitalized)

Property tax (est.)$247/mo

Total monthly$2,617

Cash Needed to Close

Down payment (5%)$22,500

Land transfer tax$5,475

Est. closing costs$3,850

Total cash needed$31,825

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