$450,000

For sale

12 Garnet Street, St. Catharines (Facer) - Single Family for Sale

12 Garnet Street, St. Catharines (Facer), Ontario, L2M5E5

2 beds1 bath2 parking900 ft²38 × 102 ft (3,827 sq ft) lot sizeListed 56 days ago

Overview

This 2-bedroom, 1-bathroom home in St. Catharines is for sale offering roughly 900 sq ft of space. Listed at $450,000, it is attractively priced about 18% below the $549,999 median asking price in St. Catharines. It has been on the market 56 days, fresher than the St. Catharines average of 80 days.

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Description

Charming North-end bungalow! This 2 bedroom home is a perfect starter or for those looking to down size. Offering 2 generous sized main floor bedrooms this gem is sure to please. The kitchen had a face lift featuring all new cabinetry, flooring, granite counters, stainless steel appliances and done tastefully in white and grey and loaded with cabinets. The cabinetry continues into the dining room for extra storage.The bathroom also had a refresh and has new cabinetry, heated floors and double sinks. A home offering a great location and loaded with charm. Easy care laminate flooring throughout the main floor. The basement is partially finished and is a great space for either storage or kids to play. This home was not flooded in 2025 and remains dry. The side entrance leads up to the kitchen or down to the basement. 2 driveway spaces with a small yard keep it practical but quaint. The location is key, so close to schools, shopping, QEW and churches. This little gem is awaiting its new owner! (id:66096)

Property Details

MLS®: X13763486
Property Type: Single Family
Zoning: R2
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 1
Parking: 2
Interior Size: 900 ft²
Lot Size: 38 × 102 ft (3,827 sq ft)
Frontage: 38 ft
Storeys: 1
Style: Bungalow
Basement: Partially finished, Partial, Crawl space, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax

Rooms

Main level

Dining room: 2.95 x 4.28 meters
Living room: 4.6 x 3.35 meters
Bedroom 2: 3.42 x 3.16 meters
Bathroom: 2.78 x 0.68 meters
Kitchen: 4.04 x 3.42 meters
Primary Bedroom: 3.45 x 3.54 meters

Basement

Laundry room: 2.44 x 3.05 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave
Foundation: Block
Exterior: Vinyl siding
Lot Features: Irregular lot size

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

56d

St. Catharines (Facer) listings, avg age

80d

Price / ft²

$500

List price

$450K

Haho

This 2-bed single family in St. Catharines (Facer) has been listed for 56 days, which is 24 days fresher than the city average of 80. Act while there is still low competition.

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Listed by REVEL Realty Inc., Brokerage · Miranda Christoff

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2M)

This home lists at $450,000, about 6.3× the local median household income of $72,000.

Carrying it typically needs a household income of about $87,901 (20% down, 25-yr amortization, stress-tested) — roughly 22% above the area median.

Median household income: $72,000
Population: 33,704
Median age: 46
Owner / renter: 64% / 36%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA L2M)

$450,000· $500/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,500

Min 5%50%

Mortgage payment$2,370/mo

↳ CMHC premium ($17,100 capitalized)

Property tax (est.)$230/mo

Total monthly$2,600

Cash Needed to Close

Down payment (5%)$22,500

Land transfer tax$5,475

Est. closing costs$3,850

Total cash needed$31,825

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