$385,000

For sale

10 MONCK Street, St. Catharines (Western Hill) - Single Family for Sale

10 MONCK Street, St. Catharines (Western Hill), Ontario, L2S1L6

3 beds1 bath4 parking900 ft²45 × 148 ft (6,660 sq ft) lot sizeListed 57 days ago

Overview

This 3-bedroom, 1-bathroom home in St. Catharines is for sale offering roughly 900 sq ft of space. Listed at $385,000, it is attractively priced about 14% below the $449,900 median asking price in St. Catharines. It has been on the market 57 days, fresher than the St. Catharines average of 72 days.

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Description

Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines' most convenient and sought after pockets. This thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers looking for something move in ready.Inside you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been genuinely cared for. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for.Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, the potential here is serious. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space.Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready. (id:66096)

Property Details

MLS®: X13755094
Property Type: Single Family
Zoning: R2
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 4
Interior Size: 900 ft²
Lot Size: 45 × 148 ft (6,660 sq ft)
Frontage: 45 ft
Storeys: 1
Style: Bungalow
Basement: Unfinished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax

Rooms

Main level

Mud room: 2.54 x 2.82 meters
Kitchen: 3.96 x 2.82 meters
Dining room: 3.96 x 3.3 meters
Living room: 3.45 x 4.37 meters
Primary Bedroom: 2.84 x 3.02 meters
Bedroom: 2.84 x 3 meters
Bedroom: 2.84 x 2.62 meters
Bathroom: 2.34 x 1.83 meters

Basement

Other: 2.29 x 2.51 meters
Other: 3 x 9.63 meters

Features

Appliances: Washer, Refrigerator, Stove, Dryer
Foundation: Block
Exterior: Aluminum siding
Lot Features: Sump Pump

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

57d

St. Catharines (Western Hill) listings, avg age

72d

Price / ft²

$428

List price

$385K

Haho

This 3-bed single family in St. Catharines (Western Hill) has been listed for 57 days, which is 15 days fresher than the city average of 72. Act while there is still low competition.

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Listed by KELLER WILLIAMS COMPLETE REALTY · SANDRA MARY MONTGOMERY

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2S)

This home lists at $385,000, about 4.7× the local median household income of $82,000.

Carrying it typically needs a household income of about $75,204 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $82,000
Population: 19,400
Median age: 42
Owner / renter: 73% / 27%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA L2S)

$385,000· $428/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $19,250

Min 5%50%

Mortgage payment$2,028/mo

↳ CMHC premium ($14,630 capitalized)

Property tax (est.)$260/mo

Total monthly$2,288

Cash Needed to Close

Down payment (5%)$19,250

Land transfer tax$4,250

Est. closing costs$3,655

Total cash needed$27,155

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