$629,000

For saleJust listed

659 Spragge Crescent, Cobourg - Single Family for Sale

659 Spragge Crescent, Cobourg, Ontario, K9A4R4

4 beds2 baths3 parking1,300 ft²52 × 205 ft (10,640 sq ft) lot sizeListed Today

Overview

This 4-bedroom, 2-bathroom home in Cobourg is for sale offering roughly 1,300 sq ft of space. Listed at $629,000, it is attractively priced about 13% below the $724,900 median asking price in Cobourg. It has been on the market 0 days, fresher than the Cobourg average of 80 days.

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Description

A traditional family home, this established West end development is desired by many for its large in town properties, quiet streets and highly regarded schools, parks and convenient location. Tucked off Westwood Drive, this is one of the largest lots in the entire development and backs onto additional municipal land you can enjoy. Upon entry, it's evident how well maintained and beautifully updated this 3+1 bedroom bungalow is, offering a bright semi-open concept layout with a newly updated eat in kitchen, clean streamlined bathrooms, multiple living spaces to enjoy and specious primary bedroom. The lower level is finished to include a large 4th bedroom, a three-piece bathroom, a recreation room, and an oversized laundry/storage area with plenty of room for your belongings and seasonal items. The raised bungalow design also creates a bright lower level with large windows above grade, ideal for various uses, even in-law potential if needed. It's a great place for those who appreciate a fully fenced yard for outdoor play, pets and entertaining, an attached garage, and a paved driveway with ample on street parking in addition. Expand your outdoor living area with the ability to utilize this incredible property; create an oasis you can enjoy now and for years to come! (id:66096)

Property Details

MLS®: X14148684
Property Type: Single Family
Zoning: R2
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 2
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 52 × 205 ft (10,640 sq ft)
Frontage: 51 ft
Storeys: 1
Style: Raised bungalow
Basement: Finished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Ownership: Freehold
Property Tax

Rooms

Main level

Living room: 3.81 x 4.27 meters
Dining room: 2.64 x 3.89 meters
Kitchen: 3.96 x 3.73 meters
Bathroom: 3.76 x 1.47 meters
Primary Bedroom: 3.76 x 4.09 meters
Bedroom 2: 2.92 x 3.53 meters
Bedroom 3: 3.53 x 2.69 meters

Basement

Bedroom 4: 3.53 x 3.43 meters
Laundry room: 3.43 x 12.09 meters
Recreational, Games room: 3.48 x 6.2 meters

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings
Foundation: Concrete
Exterior: Vinyl siding, Shingles
Lot Features: Cul-de-sac, Level lot, Lighting, Carpet Free

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Cobourg listings, avg age

80d

Price / ft²

$484

List price

$629K

Homes here sell close to asking price

Homes in this market sold for an average of 97.6 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 4-bed single family in Cobourg has been listed for 0 days, which is 80 days fresher than the city average of 80. Act while there is still low competition.

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Listed by Bosley Real Estate Ltd · Stacy Vermeire

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9A)

This home lists at $629,000, about 7.7× the local median household income of $82,000.

Carrying it typically needs a household income of about $122,866 (20% down, 25-yr amortization, stress-tested) — roughly 50% above the area median.

Median household income: $82,000
Population: 26,757
Median age: 53.2
Owner / renter: 74% / 26%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9A)

$629,000· $484/ft²

For sale

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Full Cost Breakdown

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Down Payment6.03% · $37,900

Min 6.03%50%

Mortgage payment$3,277/mo

↳ CMHC premium ($23,644 capitalized)

Property tax (est.)$405/mo

Total monthly$3,682

Cash Needed to Close

Down payment (6.03%)$37,900

Land transfer tax$9,055

Est. closing costs$4,387

Total cash needed$51,342

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