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$489,900

For saleJust listed

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13 Ballantine Street, Cobourg - Single Family for Sale

13 Ballantine Street, Cobourg, Ontario, K9A5G8

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For saleJust listed

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208 Albert Street, Cobourg, Ontario, K9A2R7

3 bd4 ba1 pk1,750 ft²Lot size 67 × 71 ft (4,744 sq ft)

Listed by RE/MAX Rouge River Realty Ltd.

Investment analysis

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$489,900

Cobourg

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Description

Welcome to this spacious 2 bedroom, 2 bathroom raised bungalow offering more living space than meets the eye! The open concept living room, dining room and kitchen create a comfortable and inviting layout. The fully finished lower level features a walkout to a lush, private backyard. With approximately 1500 square feet of combined finished living space across both levels, there's plenty of room to spread out! An attached single car garage provides convenient direct access into the home. Ideally located close to downtown Cobourg, Highway 401, shopping, schools, churches and restaurants. An excellent opportunity for buyers looking for space, convenience and exceptional value in Cobourg! (id:66096)

Property Details

MLS®: X14135178
Property Type: Single Family
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 2
Parking: 3
Interior Size: 900 ft²
Lot Size: 22 × 185 ft (4,037 sq ft)
Frontage: 22 ft
Storeys: 1
Style: Raised bungalow
Basement: Finished, Walk out, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Ownership: Freehold
Property Tax: $4,274/yr
Listed: 4 days ago

Rooms

Lower level

Recreational, Games room: 6.16 x 6.14 meters
Laundry room: 1.86 x 3.05 meters

Main level

Primary Bedroom: 3.44 x 4.12 meters
Bedroom 2: 2.65 x 4.33 meters
Kitchen: 2.47 x 2.44 meters
Dining room: 2.84 x 2.71 meters
Living room: 3.69 x 4.76 meters

In between

Foyer: 1.62 x 3.99 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Market Timing

Days on market

Cobourg listings, avg age

80d

Price / ft²

$544

List price

$490K

Homes here sell close to asking price

Homes in this market sold for an average of 97.6 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Area context

Neighbourhood profile (K9A)

This home lists at $489,900, about 6.0× the local median household income of $82,000.

Carrying it typically needs a household income of about $95,695 (20% down, 25-yr amortization, stress-tested) — roughly 17% above the area median.

Median household income: $82,000
Population: 26,757
Median age: 53.2
Owner / renter: 74% / 26%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9A)

$489,900· $544/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,495

Min 5%50%

Mortgage payment$2,580/mo

↳ CMHC premium ($18,616 capitalized)

Property tax (est.)$356/mo

Total monthly$2,936

Cash Needed to Close

Down payment (5%)$24,495

Land transfer tax$6,273

Est. closing costs$3,970

Total cash needed$34,738

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Open house

13 Ballantine Street, Cobourg - Single Family for Sale

Rental cashflow calculator

Description

Property Details

Rooms

Features

Services

Market Timing

Location

Nearby Places

Neighbourhood profile (K9A)

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Full Cost Breakdown