$675,000

For sale

432 Duffy Street, Cobourg - Single Family for Sale

432 Duffy Street, Cobourg, Ontario, K9A5M8

5 beds2 baths2 parking1,300 ft²43 × 110 ft (4,693 sq ft) lot sizeListed 13 days ago

Overview

This 5-bedroom, 2-bathroom home in Cobourg is for sale offering roughly 1,300 sq ft of space. Listed at $675,000, it is attractively priced about 7% below the $724,900 median asking price in Cobourg. It has been on the market 13 days, fresher than the Cobourg average of 80 days.

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Description

Renovated, refreshed and ready for its next chapter. This extensively updated 3-bedroom, 2-bathroom raised bungalow delivers the kind of move-in-ready living buyers are looking for, with a beautiful new eat-in kitchen, a renovated bathroom, brand new furnace and air conditioning, and fresh paint throughout. The bright, practical layout offers comfortable everyday living with enough flexibility for a growing family, downsizers who still want room, or anyone looking to settle in without inheriting someone else's project list.The location makes life equally easy. Terry Fox Public School is just steps away, while Northumberland Hills Hospital, restaurants, shopping and everyday amenities are all close at hand. With convenient access to Highway 401 for commuters, this is a thoughtfully renovated home in an established Cobourg neighbourhood where schools, services and community are all within easy reach. (id:66096)

Property Details

MLS®: X14107104
Property Type: Single Family
Bedrooms: 5
Beds (above / below): 3 above · 2 below
Bathrooms: 2
Parking: 2
Interior Size: 1,300 ft²
Lot Size: 43 × 110 ft (4,693 sq ft)
Frontage: 43 ft
Storeys: 1
Style: Raised bungalow
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Ownership: Freehold
Property Tax: $4,677.95/yr

Rooms

Main level

Bedroom: 3.66 x 3.3 meters
Bedroom 2: 3.4 x 3.42 meters
Bedroom 3: 3.4 x 3.4 meters
Kitchen: 3.25 x 4.93 meters
Living room: 3.26 x 4.08 meters
Dining room: 3.26 x 1.98 meters

Basement

Utility room: 2.63 x 4.81 meters
Exercise room: 4.03 x 3.01 meters
Office: 3.26 x 3.46 meters
Recreational, Games room: 5.87 x 7.54 meters

Features

Foundation: Concrete
Exterior: Brick

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

13d

Cobourg listings, avg age

80d

Price / ft²

$519

List price

$675K

Homes here sell close to asking price

Homes in this market sold for an average of 97.6 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 5-bed single family in Cobourg has been listed for 13 days, which is 67 days fresher than the city average of 80. Act while there is still low competition.

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Listed by Royal Service Real Estate Inc. · Rod Macleod

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9A)

This home lists at $675,000, about 8.2× the local median household income of $82,000.

Carrying it typically needs a household income of about $131,851 (20% down, 25-yr amortization, stress-tested) — roughly 61% above the area median.

Median household income: $82,000
Population: 26,757
Median age: 53.2
Owner / renter: 74% / 26%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9A)

$675,000· $519/ft²

For sale

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Full Cost Breakdown

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Down Payment6.30% · $42,500.00

Min 6.30%50%

Mortgage payment$3,507/mo

↳ CMHC premium ($25,300 capitalized)

Property tax (est.)$390/mo

Total monthly$3,897

Cash Needed to Close

Down payment (6.30%)$42,500

Land transfer tax$9,975

Est. closing costs$4,525

Total cash needed$57,000

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