$699,000

$729,000For salePrice drop↓ $30,000 (4%)

23 Thomas Street, Cobourg - Single Family for Sale

23 Thomas Street, Cobourg, Ontario, K9A1K1

5 beds2 baths3 parking1,300 ft²60 × 128 ft (7,686 sq ft) lot sizeListed 50 days ago

Overview

This 5-bedroom, 2-bathroom home in Cobourg is for sale offering roughly 1,300 sq ft of space. Its $699,000 asking price sits right in line with the $724,900 median in Cobourg. It has been on the market 50 days, fresher than the Cobourg average of 80 days.

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Description

Welcome to 23 Thomas, a beautifully maintained and updated 4-bedroom, 2-bathroom side-split sitting on a 60Ft frontage lot with over 1,400 sqft of bright, functional living space in one of Cobourg's most convenient and desirable neighbourhoods. The main floor has been opened up to allow for maximum natural light and features an updated eat-in kitchen with custom island perfect for everyday dining or entertaining around. The main-level family room offers a cozy fireplace with pot lights throughout. Professional updates performed throughout; brand new roof, furnace (2022), laminate floors (2023), duct cleaning (2024), bathrooms with heated floor (2024), and open concept living/dining (2024). Off the kitchen is a walk-out to the private fenced in backyard, also with direct garage access. Basement is finished with private den/room. Retreat to private backyard with plenty of space for entertaining, gardening, or relaxing outdoors - all while living on a quiet Cul de sac. Perfectly located, this home is just minutes from schools, shopping, parks, and walking distance to downtown Cobourg, with easy access to the 401 and LAKE ONTARIO for commuting or weekend escapes. (id:66096)

Property Details

MLS®: X13796534
Property Type: Single Family
Bedrooms: 5
Beds (above / below): 4 above · 1 below
Bathrooms: 2
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 60 × 128 ft (7,686 sq ft)
Frontage: 60 ft
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Fireplace: Yes
Ownership: Freehold
Property Tax: $4,604.57/yr
Listed: 50 days ago

Rooms

Main level

Living room: 6.2 x 3.4 meters
Dining room: 3.2 x 2.9 meters
Kitchen: 4.8 x 2.9 meters

Second level

Bedroom: 3.6 x 3.2 meters
Bedroom: 3.1 x 2.9 meters

In between

Bedroom: 3.4 x 2.9 meters
Bedroom: 2.7 x 2.7 meters

Basement

Recreational, Games room: 7.9 x 3.4 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Hood Fan, Blinds
Foundation: Concrete
Exterior: Brick, Aluminum siding
Lot Features: Cul-de-sac, Ravine, Conservation/green belt

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

50d

Cobourg listings, avg age

80d

Price / ft²

$538

List price

$699K

Homes here sell close to asking price

Homes in this market sold for an average of 97.6 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 5-bed single family in Cobourg has been listed for 50 days, which is 30 days fresher than the city average of 80. Act while there is still low competition.

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Listed by RE/MAX EXPERTS · MICHAEL YAT

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9A)

This home lists at $699,000, about 8.5× the local median household income of $82,000.

Carrying it typically needs a household income of about $136,539 (20% down, 25-yr amortization, stress-tested) — roughly 67% above the area median.

Median household income: $82,000
Population: 26,757
Median age: 53.2
Owner / renter: 74% / 26%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9A)

$699,000· $538/ft²

For sale

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Full Cost Breakdown

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Down Payment6.42% · $44,900

Min 6.42%50%

Mortgage payment$3,626/mo

↳ CMHC premium ($26,164 capitalized)

Property tax (est.)$384/mo

Total monthly$4,010

Cash Needed to Close

Down payment (6.42%)$44,900

Land transfer tax$10,455

Est. closing costs$4,597

Total cash needed$59,952

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