$324,000

For sale

97 VICTORIA Avenue, Chatham - Single Family for Sale

97 VICTORIA Avenue, Chatham, Ontario, N7L3A2

3 beds2 baths4,792 sq ft (0.11 ac) lot sizeListed 86 days ago

Overview

This 3-bedroom, 2-bathroom home in Chatham is for sale. Listed at $324,000, it is attractively priced about 31% below the $469,900 median asking price in Chatham.

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Description

Welcome to 97 Victoria Avenue, one of Chatham’s highly sought-after, tree-lined streets. This classic 3-bedroom, 1.5 bathroom home offers a wonderful opportunity to live in a neighbourhood known for its beautiful character and exceptional convenience. Inside, you will find a spacious layout featuring large rooms and a traditional floor plan that is ready to accommodate your family's needs. The property also boasts the highly desirable bonus of a detached garage, perfect for parking, a workshop, or additional storage. Situated in the heart of Chatham, this home offers an incredible walkable lifestyle just minutes from downtown shopping, local dining, beautiful parks, and great schools. Whether you are looking for a fantastic place to settle down or a smart investment in a prime location, this Victoria Avenue property is a must-see. Schedule your private viewing today! (id:66096)

Property Details

MLS®: 26019408
Property Type: Single Family
Zoning: RL3
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Half Baths: 1
Lot Size: 4,792 sq ft (0.11 ac)
Year Built: 1920
Storeys: 1
Heating: Forced air, Natural gas, Furnace
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax: $3,182.13/yr
Listed: 86 days ago

Rooms

Basement

Storage: 19.8 x 8.2 feet
Utility room: 21.7 x 11.8 feet

Second level

Primary Bedroom: 11.7 x 17.3 feet
Bedroom: 12.9 x 13.6 feet
4pc Bathroom: 9.9 x 11 feet

Main level

Sunroom: 14.8 x 4.9 feet
Bedroom: 9.5 x 9.7 feet
Living room: 24.1 x 14.3 feet
Laundry room: 11.2 x 5.1 feet

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer
Flooring: Hardwood, Cushion/Lino/Vinyl
Exterior: Concrete/Stucco
Lot Features: Side Driveway

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

86d

Chatham listings, avg age

77d

List price

$324K

Haho

This 3-bed single family in Chatham is available now. Want me to connect you with the agent or keep you posted on any price updates?

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Listed by ROYAL LEPAGE PEIFER REALTY, Brokerage · MATTHEW ROMEO

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N7L)

This home lists at $324,000, about 4.7× the local median household income of $68,500.

Carrying it typically needs a household income of about $63,289 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $68,500
Population: 25,127
Median age: 47.2
Owner / renter: 66% / 34%
Avg. household size: 2.2

Source: Statistics Canada, 2021 Census (FSA N7L)

$324,000

For sale

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Full Cost Breakdown

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Down Payment5% · $16,200

Min 5%50%

Mortgage payment$1,706/mo

↳ CMHC premium ($12,312 capitalized)

Property tax (est.)$265/mo

Total monthly$1,972

Cash Needed to Close

Down payment (5%)$16,200

Land transfer tax$3,335

Est. closing costs$3,472

Total cash needed$23,007

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