$279,999

For saleJust listed

101 Harvey Street, Chatham - Single Family for Sale

101 Harvey Street, Chatham, Ontario, N7M1M4

2 beds1 bath10,367 sq ft (0.23 ac) lot sizeListed Today

Overview

This 2-bedroom, 1-bathroom home in Chatham is for sale. Listed at $279,999, it is attractively priced about 40% below the $469,900 median asking price in Chatham. It has been on the market 0 days, fresher than the Chatham average of 77 days.

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Description

Charming Southside Home with Modern Upgrades & Endless Possibilities! Discover this inviting 2-bedroom (Primary bedroom having double closets), 1-bath home perfectly situated on the Southside, just minutes from the downtown core’s dining, shopping, and entertainment. Packed with options and set on a spacious, fully fenced lot, this property is ideal for first-time buyers, downsizers, or anyone looking for comfort and convenience. Key Features: Newer double detached garage with concrete driveway. Large fenced-in yard—perfect for pets, gardening, and outdoor living. Updated exterior including newer siding, windows, and roof. Formal dining room and cozy living room for easy entertaining. Enclosed porch offering bonus space for relaxation or storage. Expansive family-room addition with endless potential—office, playroom, gym, or studio. Close to the downtown core, making it easy to enjoy local restaurants, nightlife, and amenities. With its blend of character, space, and modern improvements, this Southside gem is ready for you to move in and make it your own. Call text, or email today for your personal viewing. (id:66096)

Property Details

MLS®: 26027129
Property Type: Single Family
Zoning: RL3
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 1
Lot Size: 10,367 sq ft (0.23 ac)
Year Built: 1900
Storeys: 1
Style: Bungalow
Heating: Boiler, Natural gas
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax: $2,989.8/yr
Listed: Today

Rooms

Main level

Florida room: 29.4 x 18 feet
Office: 11 x 6.8 feet
Bedroom: 10.8 x 8.8 feet
Primary Bedroom: 11.1 x 10.9 feet
4pc Bathroom: 10 x 6.4 feet
Kitchen: 10.6 x 12.4 feet
Dining room: 11.2 x 12.8 feet
Living room: 16 x 12.8 feet
Enclosed porch: 9.9 x 6.6 feet

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Refrigerator, Stove
Flooring: Hardwood, Carpeted, Cushion/Lino/Vinyl
Foundation: Block
Exterior: Aluminum/Vinyl
Lot Features: Double width or more driveway, Concrete Driveway

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Chatham listings, avg age

77d

List price

$280K

Haho

This 2-bed single family in Chatham has been listed for 0 days, which is 77 days fresher than the city average of 77. Act while there is still low competition.

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Listed by Gagner & Associates Excel Realty Services Inc. (Blenheim) · RYAN JONES

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N7M)

This home lists at $279,999, about 3.9× the local median household income of $71,000.

Carrying it typically needs a household income of about $54,694 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $71,000
Population: 25,579
Median age: 44
Owner / renter: 67% / 33%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA N7M)

$279,999

For sale

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Full Cost Breakdown

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Down Payment5% · $13,999.95

Min 5%50%

Mortgage payment$1,475/mo

↳ CMHC premium ($10,640 capitalized)

Property tax (est.)$249/mo

Total monthly$1,724

Cash Needed to Close

Down payment (5%)$14,000

Land transfer tax$2,675

Est. closing costs$3,340

Total cash needed$20,015

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