$475,000

$499,900For salePrice drop↓ $24,900 (5%)

99 CEDAR Street, Cambridge - Single Family for Sale

99 CEDAR Street, Cambridge, Ontario, N1S1V7

3 beds1 bath3 parking1,075 ft²Listed 58 days ago

Overview

This 3-bedroom, 1-bathroom home in Cambridge is for sale offering roughly 1,075 sq ft of space. Listed at $475,000, it is attractively priced about 32% below the $699,900 median asking price in Cambridge.

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Description

Welcome to 99 Cedar Street in Cambridge! This charming one-and-a-half-storey home in West Galt is perfect for first-time homebuyers or investors. It is ideally located near a variety of amenities and just a short walk to Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area. The home features a traditional layout with separate living & dining rooms, a bright eat-in kitchen with stainless steel appliances (including a gas range), and deck access. The upper level offers three bedrooms and a three-piece bathroom with a stand-alone tub. The unfinished basement provides plenty of extra space, including a laundry room, utility room, and a cold/storage room. Outside, relax on the covered front porch or enjoy the large raised deck overlooking the spacious, fully fenced yard with mature trees, perfect for entertaining and outdoor activities. (id:66096)

Property Details

MLS®: 40859733
Property Type: Single Family
Zoning: R4
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 3
Interior Size: 1,075 ft²
Frontage: 41 ft
Storeys: 2
Style: Other
Basement: Unfinished, Full
Heating: Forced air, Natural gas
Cooling: None
Fireplace: Yes
Ownership: Freehold
Property Tax: $3,220.94/yr
Listed

Rooms

Basement

Storage: 4'2'' x 2'9''
Other: 9'9'' x 5'5''
Other: 12'1'' x 25'1''
Laundry room: 10'7'' x 13'1''

Second level

Primary Bedroom: 11'10'' x 8'11''
Bedroom: 12'0'' x 8'0''
Bedroom: 11'9'' x 8'0''
3pc Bathroom: 5'10'' x 6'3''

Main level

Kitchen: 10'11'' x 13'3''
Dining room

Features

Appliances: Washer, Refrigerator, Gas stove(s), Dryer, Window Coverings
Foundation: Unknown
Exterior: Stucco
Lot Features: Crushed stone driveway

Services

Water: Municipal water
Sewer: Municipal sewage system

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

58d

Cambridge listings, avg age

57d

Price / ft²

$442

List price

$475K

Homes here sell faster than most markets

Sold homes in this market spent an average of 32 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 99.8 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Cambridge is available now. Want me to connect you with the agent or keep you posted on any price updates?

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Listed by Royal Lepage Wolle Realty · MARCIA GROVE

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N1S)

This home lists at $475,000, about 5.0× the local median household income of $95,000.

Carrying it typically needs a household income of about $92,784 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $95,000
Population: 20,171
Median age: 42.8
Owner / renter: 71% / 29%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA N1S)

$475,000· $442/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $23,750

Min 5%50%

Mortgage payment$2,502/mo

↳ CMHC premium ($18,050 capitalized)

Property tax (est.)$268/mo

Total monthly$2,770

Cash Needed to Close

Down payment (5%)$23,750

Land transfer tax$5,975

Est. closing costs$3,925

Total cash needed$33,650

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