$520,000

$550,000For salePrice drop↓ $30,000 (5%)

120 Union Street South, Cambridge - Single Family for Sale

120 Union Street South, Cambridge, Ontario, N3H2H1

3 beds1 bath3 parking900 ft²55 × 72 ft (3,977 sq ft) lot sizeListed 44 days ago

Overview

This 3-bedroom, 1-bathroom home in Cambridge is for sale offering roughly 900 sq ft of space. Listed at $520,000, it is attractively priced about 26% below the $699,900 median asking price in Cambridge. It has been on the market 44 days, fresher than the Cambridge average of 57 days.

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Description

Welcome to this charming 1,000 sq ft bungalow that perfectly blends quality craftsmanship with modern comfort! Showing AAA pride of ownership, this bright and airy home features large principal rooms filled with natural light, a beautiful bay window, updated light fixtures, and classic oak trim and cabinetry. The well-appointed kitchen seamlessly connects to the dining area, where a sliding door leads to a private deck overlooking a beautifully landscaped backyard with a large shed. The main floor offers 3 generously sized bedrooms and a 4-piece bath. Adding incredible value and potential, the basement is partially finished (insulated and framed) with a 3-piece rough-in, plus separate side and rear entrances-ideal for a future in-law suite or secondary unit. Complete with parking for up to 3 vehicles and an unbeatable location close to schools, shopping, amenities, and Hwy #8 & 401. An exceptional opportunity for buyers, families, and investors alike-schedule your private viewing today! (id:66096)

Property Details

MLS®: X13820300
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 3
Interior Size: 900 ft²
Lot Size: 55 × 72 ft (3,977 sq ft)
Frontage: 55 ft
Storeys: 1
Style: Bungalow
Basement: None
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $3,593/yr
Listed

Rooms

Main level

Living room: 4.57 x 4.09 meters
Dining room: 2.87 x 3.53 meters
Kitchen: 2.57 x 3.23 meters
Primary Bedroom: 3.76 x 3.28 meters
Bedroom: 2.46 x 2.44 meters
Bedroom: 2.59 x 3.35 meters

Basement

Laundry room: 3.48 x 4.9 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Water meter, Central Vacuum, Dishwasher, Stove, Dryer, Water Heater
Foundation: Brick
Exterior: Brick
Lot Features: Carpet Free

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

44d

Cambridge listings, avg age

57d

Price / ft²

$578

List price

$520K

Homes here sell faster than most markets

Sold homes in this market spent an average of 32 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 99.8 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Cambridge has been listed for 44 days, which is 13 days fresher than the city average of 57. Act while there is still low competition.

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Listed by NEW ERA REAL ESTATE · Hyeonseok Kim

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N3H)

This home lists at $520,000, about 6.3× the local median household income of $82,000.

Carrying it typically needs a household income of about $101,574 (20% down, 25-yr amortization, stress-tested) — roughly 24% above the area median.

Median household income: $82,000
Population: 24,306
Median age: 40.8
Owner / renter: 62% / 38%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA N3H)

$520,000· $578/ft²

For sale

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Full Cost Breakdown

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Down Payment5.19% · $27,000

Min 5.19%50%

Mortgage payment$2,733/mo

↳ CMHC premium ($19,720 capitalized)

Property tax (est.)$299/mo

Total monthly$3,033

Cash Needed to Close

Down payment (5.19%)$27,000

Land transfer tax$6,875

Est. closing costs$4,060

Total cash needed$37,935

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