$699,900

For sale

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938 Harding Street, Whitby (Downtown Whitby) - Single Family for Sale

938 Harding Street, Whitby (Downtown Whitby), Ontario, L1N1Y7

4 beds3 baths3 parking ft²

411 Rosedale Drive, Whitby (Downtown Whitby), Ontario, L1N1Z5

6 bd4 ba4 pk1,750 ft²Lot size 38 × 106 ft (3,975 sq ft)

Listed by P2 REALTY INC.

7 Houghton Court, Whitby (Downtown Whitby), Ontario, L1N8G9

For saleJust listed

Yesterday

$999K

7 Houghton Court, Whitby (Downtown Whitby), Ontario, L1N8G9

5 bd4 ba6 pk1,750 ft²Lot size 42 × 95 ft (3,990 sq ft)

Listed by HOMELIFE/MIRACLE REALTY LTD

509 Dunlop Street West, Whitby (Downtown Whitby), Ontario, L1N1V3

For saleJust listed

2 days ago

$600K

509 Dunlop Street West, Whitby (Downtown Whitby), Ontario, L1N1V3

2 bd1 ba2 pk900 ft²Lot size 41 × 100 ft (4,118 sq ft)

Listed by TANYA TIERNEY TEAM REALTY INC.

613 Mary Street East, Whitby (Downtown Whitby), Ontario, L1N2R2

For saleJust listed

6 days ago

$699K

613 Mary Street East, Whitby (Downtown Whitby), Ontario, L1N2R2

4 bd2 ba3 pk900 ft²Lot size 75 × 91 ft (6,825 sq ft)

Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Investment analysis

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$699,900

Whitby

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38 × 106 ft (3,975 sq ft) lot size

Overview

This 4-bedroom, 3-bathroom home in Whitby is for sale offering roughly 1,300 sq ft of space. Listed at $699,900, it is attractively priced about 14% below the $815,000 median asking price in Whitby. It has been on the market 19 days, fresher than the Whitby average of 58 days.

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Description

Welcome to 938 Harding Street! This freshly painted 4+1 bedroom home features an upgraded kitchen with quartz countertops and a stunning waterfall quartz island. Updated lighting, pot lights, and new flooring create a bright, inviting feel throughout. Updated electrical wiring with an ESA certificate adds peace of mind. Step outside to enjoy the new rear deck and swimming pool with a newer liner-perfect for summer entertaining and relaxing. A large driveway offers ample parking. A wonderful opportunity to enjoy stylish updates and outdoor living! (id:66096)

Property Details

MLS®: E14088130
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 3
Half Baths: 1
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 38 × 106 ft (3,975 sq ft)
Frontage: 38 ft
Storeys: 2
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $4,729/yr
Listed: 19 days ago

Rooms

Main level

Living room: 5.58 x 3.57 meters
Kitchen: 5.58 x 3.78 meters
Eating area: 2.9 x 2.47 meters

Second level

Primary Bedroom: 3.69 x 3.04 meters
Bedroom 2: 3.69 x 2.96 meters
Bedroom 3: 3.99 x 2.8 meters
Bedroom 4: 2.84 x 2.8 meters

Lower level

Recreational, Games room: 4.54 x 3.69 meters
Bedroom 5: 2.96 x 2.9 meters
Kitchen: 5.03 x 2.41 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer
Flooring: Laminate, Carpeted, Ceramic, Vinyl
Foundation: Poured Concrete
Exterior: Brick, Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

19d

Whitby (Downtown Whitby) listings, avg age

58d

Price / ft²

$538

List price

$700K

Homes here sell faster than most markets

Sold homes in this market spent an average of 25 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 98.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 4-bed single family in Whitby (Downtown Whitby) has been listed for 19 days, which is 39 days fresher than the city average of 58. Act while there is still low competition.

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Listed by REALTY ONE GROUP REVEAL · MICHAEL EMMANUEL BECKFORD

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L1N)

This home lists at $699,900, about 7.0× the local median household income of $100,000.

Carrying it typically needs a household income of about $136,715 (20% down, 25-yr amortization, stress-tested) — roughly 37% above the area median.

Median household income: $100,000
Population: 49,649
Median age: 43.6
Owner / renter: 73% / 27%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA L1N)

$699,900· $538/ft²

For sale

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Full Cost Breakdown

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Down Payment6.43% · $44,990.00

Min 6.43%50%

Mortgage payment$3,631/mo

↳ CMHC premium ($26,196 capitalized)

Property tax (est.)$394/mo

Total monthly$4,025

Cash Needed to Close

Down payment (6.43%)$44,990

Land transfer tax$10,473

Est. closing costs$4,600

Total cash needed$60,063

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Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice