$509,999

$519,999For salePrice drop↓ $10,000 (2%)

#15 149 St Catharine Street, West Lincoln (Smithville) - Single Family for Sale

#15 149 St Catharine Street, West Lincoln (Smithville), Ontario, L0R2A0

3 beds2 baths2 parking1,100 ft²$375/mo condo feeListed 54 days ago

Overview

This 3-bedroom, 2-bathroom condo in West Lincoln is for sale offering roughly 1,100 sq ft of space. Its $509,999 asking price sits right in line with the $509,999 median in West Lincoln. It has been on the market 54 days, fresher than the West Lincoln average of 64 days.

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Description

Welcome to the epitome of stylish and modern living in Smithville! This renovated 3-bed, 2-bath townhouse condo is a true gem, offering a perfect blend of contemporary design and comfortable living. Step inside to discover a thoughtfully updated interior featuring a seamless flow and a wealth of natural light. The kitchen boasts modern appliances, granite countertops, and ample storage space. It effortlessly connects to the dining area, creating an ideal setting for entertaining guests or enjoying family meals. The renovated bathrooms feature contemporary fixtures and finished basement provides extra living space. A private patio invites you to step outdoors and enjoy the fresh air, making it the perfect spot for morning coffee or evening relaxation. With a townhouse condo, exterior maintenance is provided, allowing you to enjoy a low-maintenance lifestyle. The community atmosphere and small-town charm make this an ideal choice for those seeking both comfort and convenience. Furnace and AC are brand new as of August 2026. (id:66096)

Property Details

MLS®: X13774222
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Half Baths: 1
Parking: 2
Interior Size: 1,100 ft²
Storeys: 2
Basement: Finished, Full
Heating: Forced air, Geo Thermal
Cooling: Central air conditioning
Garage: Garage
Condo Fee: $375/mo
Fee Includes: Common Area Maintenance, Insurance, Parking
Ownership: Condo/Strata
Property Tax: $2,098/yr

Rooms

Main level

Kitchen: 2.74 x 2.71 meters
Dining room: 4.22 x 2.79 meters
Living room: 5.3 x 3.27 meters

Second level

Primary Bedroom: 3.21 x 4.5 meters
Bedroom 2: 3.21 x 4.3 meters
Bedroom 3: 2.58 x 3.25 meters

Basement

Family room: 5.17 x 4.8 meters
Laundry room: 2.09 x 4 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave
Exterior: Brick, Vinyl siding

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

54d

West Lincoln (Smithville) listings, avg age

64d

Price / ft²

$464

List price

$510K

Haho

This 3-bed single family in West Lincoln (Smithville) has been listed for 54 days, which is 10 days fresher than the city average of 64. Act while there is still low competition.

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Listed by NEW ERA REAL ESTATE · ADRIAN DI PIETRO

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L0R)

This home lists at $509,999, about 4.6× the local median household income of $110,000.

Carrying it typically needs a household income of about $99,621 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $110,000
Population: 83,602
Median age: 40.8
Owner / renter: 88% / 12%
Avg. household size: 2.8

Source: Statistics Canada, 2021 Census (FSA L0R)

$509,999· $464/ft²

For sale

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Full Cost Breakdown

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Down Payment5.10% · $25,999.90

Min 5.10%50%

Mortgage payment$2,683/mo

↳ CMHC premium ($19,360 capitalized)

Property tax (est.)$175/mo

Condo fee$375/mo

Total monthly$3,233

Cash Needed to Close

Down payment (5.10%)$26,000

Land transfer tax$6,675

Est. closing costs$4,030

Total cash needed$36,705

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