$299,900

For saleJust listed

#3 641 ALBERT Street, Waterloo - Single Family for Sale

#3 641 ALBERT Street, Waterloo, Ontario, N2L3V5

4 beds2 baths1 parking1,087 ft²$317/mo condo feeListed Today

Overview

This 4-bedroom, 2-bathroom condo in Waterloo is for sale offering roughly 1,087 sq ft of space. Listed at $299,900, it is attractively priced about 30% below the $429,900 median asking price in Waterloo. It has been on the market 0 days, fresher than the Waterloo average of 67 days.

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Description

Welcome to Unit 3 at 641 Albert Street, Waterloo! This home offers three upstairs bedrooms and a 3-piece bathroom, plus an additional main-floor room ideal for a home office, guest room or flexible living space. The finished basement features another 3-piece bathroom and additional space for recreation or everyday living. Located close to the University of Waterloo, Wilfrid Laurier University, shopping, restaurants and Conestoga Mall, with convenient access to public transit, the ION light rail and the expressway. An excellent opportunity for first-time buyers or those looking to personalize a home in an established Waterloo neighbourhood. Recent improvements: Insulation in the attic 2017, new roof 2020. (id:66096)

Property Details

MLS®: 40876228
Property Type: Single Family
Zoning: MD
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 1
Interior Size: 1,087 ft²
Storeys: 2
Basement: Finished, Full
Heating: Boiler, Natural gas
Cooling: None
Garage: Attached Garage, Open
Condo Fee: $317/mo
Fee Includes: Parking
Ownership: Condo/Strata
Property Tax: $2,835.87/yr
Listed

Rooms

Main level

Bedroom: 8'0'' x 10'8''
Living room: 10'4'' x 23'0''
Dining room: 8'4'' x 10'5''
Kitchen: 7'7'' x 7'11''

Second level

3pc Bathroom
Bedroom: 8'0'' x 10'4''
Bedroom: 8'5'' x 11'8''
Primary Bedroom: 10'5'' x 11'8''

Basement

Recreation room
3pc Bathroom
Laundry room

Features

Appliances: Washer, Dryer
Exterior: Brick, Aluminum siding
Lot Features: Conservation/green belt

Services

Water: Municipal water
Sewer: Municipal sewage system
Utilities: Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Waterloo listings, avg age

67d

Price / ft²

$276

List price

$300K

Homes here sell faster than most markets

Sold homes in this market spent an average of 35 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 98.7 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 4-bed single family in Waterloo has been listed for 0 days, which is 67 days fresher than the city average of 67. Act while there is still low competition.

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Listed by Royal LePage Wolle Realty · Ryan Shi

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N2L)

This home lists at $299,900, about 4.3× the local median household income of $69,500.

Carrying it typically needs a household income of about $58,581 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $69,500
Population: 37,953
Median age: 29.8
Owner / renter: 37% / 63%
Avg. household size: 2.2

Source: Statistics Canada, 2021 Census (FSA N2L)

$299,900· $276/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $14,995

Min 5%50%

Mortgage payment$1,580/mo

↳ CMHC premium ($11,396 capitalized)

Property tax (est.)$236/mo

Condo fee$317/mo

Total monthly$2,133

Cash Needed to Close

Down payment (5%)$14,995

Land transfer tax$2,974

Est. closing costs$3,400

Total cash needed$21,369

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