$395,000

For sale

#L1 21 Earl Street, Toronto (North St. James Town) - Single Family for Sale

#L1 21 Earl Street, Toronto (North St. James Town), Ontario, M4Y3C8

0 beds1 bath0 parking$390/mo condo feeListed 119 days ago

Overview

This 1-bathroom condo in Toronto is for sale. Listed at $395,000, it is attractively priced about 39% below the $649,900 median asking price in Toronto.

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Description

Tucked away on a quiet, tree-lined street in the heart of the city, this freshly renovated ground-level studio is completely move-in ready, offering the perfect blend of charm, function, and downtown convenience. The suite features new flooring, fresh paint, and a thoughtfully designed open layout. You'll love the walk-out to a private patio, ample storage, a walk-in closet, and an en-suite laundry, combining style and practicality in one inviting space. Whether you're a first-time buyer, investor, or looking for a stylish pied-à-terre, this unit checks all the boxes. The boutique building has a welcoming community feel and is just steps from transit, shops, dining, and everything downtown Toronto has to offer. A genuine turnkey opportunity in a vibrant and connected location (id:66096)

Property Details

MLS®: C13539470
Property Type: Single Family
Bedrooms: 0
Beds (above / below): 0 above · 0 below
Bathrooms: 1
Parking: 0
Basement: None
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Garage, Underground
Condo Fee: $390/mo
Fee Includes: Common Area Maintenance, Heat, Electricity, Water, Insurance
Ownership: Condo/Strata
Property Tax: $1,863/yr
Listed: 119 days ago

Rooms

Main level

Living room: 12.8 x 9.84 meters
Dining room: 12.8 x 9.84 meters
Kitchen: 6.56 x 10.17 meters
Bedroom: 11.48 x 7.55 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Water Heater
Foundation: Block
Exterior: Concrete
Lot Features: Balcony

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

119d

Toronto (North St. James Town) listings, avg age

64d

List price

$395K

Homes here sell faster than most markets

Sold homes in this market spent an average of 33 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell below asking price

Homes in this market sold for an average of 94.6 percent of their asking price over the past year, below the 96.4 percent median across the markets we publish.

Haho

This single family in Toronto (North St. James Town) is available now. Want me to connect you with the agent or keep you posted on any price updates?

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Listed by BOSLEY REAL ESTATE LTD. · GIULIA GALLINA

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (M4Y)

This home lists at $395,000, about 6.3× the local median household income of $62,400.

Carrying it typically needs a household income of about $77,157 (20% down, 25-yr amortization, stress-tested) — roughly 24% above the area median.

Median household income: $62,400
Population: 36,319
Median age: 33.2
Owner / renter: 29% / 72%
Avg. household size: 1.5

Source: Statistics Canada, 2021 Census (FSA M4Y)

$395,000

For sale

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Full Cost Breakdown

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Down Payment5% · $19,750

Min 5%50%

Mortgage payment$2,080/mo

↳ CMHC premium ($15,010 capitalized)

Property tax (est.)$155/mo

Condo fee$390/mo

Total monthly$2,626

Cash Needed to Close

Down payment (5%)$19,750

Land transfer tax$8,800

Est. closing costs$3,685

Total cash needed$32,235

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