$495,000

For sale

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#323 21 Earl Street, Toronto (North St. James Town) - Single Family for Sale

#323 21 Earl Street, Toronto (North St. James Town), Ontario, M4Y3C8

1 bed1 bath0 parking ft²

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Listed by SUTTON GROUP-ADMIRAL REALTY INC.

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Listed by FOREST HILL REAL ESTATE INC.

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#3405 575 Bloor Street East, Toronto (North St. James Town), Ontario, M4W0B2

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$549K

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Investment analysis

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$495,000

Toronto

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Overview

This 1-bedroom, 1-bathroom condo in Toronto is for sale offering roughly 550 sq ft of space. Listed at $495,000, it is attractively priced about 24% below the $649,900 median asking price in Toronto. It has been on the market 18 days, fresher than the Toronto average of 66 days.

Condos for Sale in Toronto →All real estate in Toronto →

Description

Earl Lofts is a gated, low-rise condominium on a quiet, tree-lined street near Jarvis and Bloor. This 1 bedroom loft has 17-foot ceilings and a grand two-storey south-facing window that fills the open-concept living space with natural light throughout the day, and the light carries up to the bedroom. The kitchen peninsula looks over the living area, so cooking, dining, and entertaining all share the same bright room. A small south-facing balcony adds a spot for fresh air. Convenient transportation and great restaurants nearby. (id:66096)

Property Details

MLS®: C14095342
Property Type: Single Family
Bedrooms: 1
Beds (above / below): 1 above · 0 below
Bathrooms: 1
Parking: 0
Interior Size: 550 ft²
Style: Loft
Basement: None
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Condo Fee: $633/mo
Fee Includes: Common Area Maintenance, Insurance
Ownership: Condo/Strata
Property Tax: $2,440.05/yr
Listed: 18 days ago

Market Timing

Days on market

18d

Toronto (North St. James Town) listings, avg age

66d

Price / ft²

$901

List price

$495K

Homes here sell faster than most markets

Sold homes in this market spent an average of 33 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell below asking price

Homes in this market sold for an average of 94.6 percent of their asking price over the past year, below the 96.4 percent median across the markets we publish.

Area context

Neighbourhood profile (M4Y)

This home lists at $495,000, about 7.9× the local median household income of $62,400.

Carrying it typically needs a household income of about $96,691 (20% down, 25-yr amortization, stress-tested) — roughly 55% above the area median.

Median household income: $62,400
Population: 36,319
Median age: 33.2
Owner / renter: 29% / 72%
Avg. household size: 1.5

Source: Statistics Canada, 2021 Census (FSA M4Y)

$495,000· $901/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,750

Min 5%50%

Mortgage payment$2,607/mo

↳ CMHC premium ($18,810 capitalized)

Property tax (est.)$203/mo

Condo fee$633/mo

Total monthly$3,443

Cash Needed to Close

Down payment (5%)$24,750

Land transfer tax$12,750

Est. closing costs$3,985

Total cash needed$41,485

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Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice

#323 21 Earl Street, Toronto (North St. James Town) - Single Family for Sale

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