$459,900

For sale

20863 WYE Creek Drive, Thames Centre - Single Family for Sale

20863 WYE Creek Drive, Thames Centre, Ontario, N0M2P0

2 beds2 baths2 parking1,300 ft²Listed 69 days ago

Overview

This 2-bedroom, 2-bathroom home in Thames Centre is for sale offering roughly 1,300 sq ft of space. It has been on the market 69 days, fresher than the Thames Centre average of 92 days.

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Description

Welcome to lakeside living on beautiful Fanshawe Lake in the charming community of Thorndale. A rare opportunity right on Fanshawe Lake! Come relax in this spacious 2 bedroom, 2 bathroom winterized cottage. The living room features huge windows with a vaulted ceiling, Italian marble mantel, and spectacular views of the lake. The master bedroom includes a walk-in closet and 3-piece ensuite. The kitchen offers plenty of storage plus a bright dining room. Plenty of space to barbecue and entertain. This renovated cottage has a propane furnace to keep you warm during the winter, and central air to keep you cool all summer long. This well-maintained cottage offers the perfect blend of comfort, functionality, and year-round enjoyment-ideal as a full-time residence or a relaxing weekend escape. Set in a welcoming, close-knit community, this property delivers a lifestyle that's hard to match. Enjoy morning walks to the water. it is short distance to London. you could enjoy lakeside life! Enjoy hiking the trails, canoeing, and all the natural beauty this location has a lot to offer: Current land lease is $248monthly and includes Water for free. Property Taxes were $900 in 2025. The septic system pump out in 2025.The detached single garage with work-bench is side of the garage. It is the buyer's responsibility to contact the UTRCA regarding the Lease. Four Season occupancy, please contact the listing agent for further details. Move-in condition. (id:66096)

Property Details

MLS®: X13717716
Property Type: Single Family
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 2
Parking: 2
Interior Size: 1,300 ft²
Frontage: 75 ft
Storeys: 1
Style: Bungalow
Basement: Unfinished, Crawl space
Heating: Forced air, Propane
Cooling: Central air conditioning
Garage: Detached Garage, No Garage
Waterfront: Yes
Ownership: Freehold
Property Tax: $900/yr
Listed

Rooms

Main level

Kitchen: 3.33 x 3 meters
Living room: 7.1 x 4.1 meters
Primary Bedroom: 5.8 x 3.33 meters
Bedroom 2: 3.33 x 2.67 meters
Laundry room: 3.83 x 2.33 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Stove, Dryer, Microwave, Window Coverings
Foundation: Concrete
Exterior: Vinyl siding
Lot Features: Irregular lot size, Backs on greenbelt, Waterway, Flat site, Paved yard, Carpet Free

Services

Water: Community Water System
Sewer: Septic System
Utilities: Electricity, Cable, Natural Gas Available, Electricity Available

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

69d

Thames Centre listings, avg age

92d

Price / ft²

$354

List price

$460K

Homes here sell slower than most markets

Sold homes in this market spent an average of 65 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 2-bed single family in Thames Centre has been listed for 69 days, which is 23 days fresher than the city average of 92. Act while there is still low competition.

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Listed by RE/MAX CENTRE CITY REALTY INC · WAN LI WANG

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N0M)

This home lists at $459,900, about 5.1× the local median household income of $91,000.

Carrying it typically needs a household income of about $89,835 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $91,000
Population: 69,177
Median age: 46
Owner / renter: 82% / 18%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA N0M)

$459,900· $354/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,995

Min 5%50%

Mortgage payment$2,422/mo

↳ CMHC premium ($17,476 capitalized)

Property tax (est.)$75/mo

Total monthly$2,497

Cash Needed to Close

Down payment (5%)$22,995

Land transfer tax$5,673

Est. closing costs$3,880

Total cash needed$32,548

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