$114,900

For saleJust listed

20 Birch Crescent, Terrace Bay - Single Family for Sale

20 Birch Crescent, Terrace Bay, Ontario, P0T2W0

3 beds1 bath4 parking900 ft²59 × 122 ft (7,162 sq ft) lot sizeListed 7 days ago

Overview

This 3-bedroom, 1-bathroom home in Terrace Bay is for sale offering roughly 900 sq ft of space. Listed at $114,900, it is attractively priced about 39% below the $189,900 median asking price in Terrace Bay. It has been on the market 7 days, fresher than the Terrace Bay average of 250 days.

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Description

Affordable Living on the Beautiful North Shore of Lake Superior! Discover the peaceful lifestyle of Terrace Bay with this move-in-ready 3-bedroom, 1.5-storey home situated on a quiet residential crescent. Backing onto undeveloped property, this home offers a wonderful sense of privacy and tranquility, with no immediate rear neighbours and a great setting for families, retirees or anyone looking to escape the hustle and bustle of city living. Enjoy the convenience of being within walking distance of the school, swimming pool and local shopping. Nestled along the shores of magnificent Lake Superior and surrounded by the rugged beauty of the Canadian Shield, Terrace Bay is a nature lover's paradise, offering breathtaking scenery, spectacular hiking trails, fishing, kayaking, boating and endless outdoor adventures. Spend your days exploring beautiful Terrace Bay Beach, Aguasabon Falls and the scenic Lake Superior shoreline, where incredible views are around every corner. Located approximately two hours east of Thunder Bay along the Trans-Canada Highway, Terrace Bay offers the charm of small-town living while keeping city amenities within reach. An affordable opportunity to enjoy a quieter pace of life in one of Northern Ontario's most scenic communities! (id:66096)

Property Details

MLS®: X14124616
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 4
Interior Size: 900 ft²
Lot Size: 59 × 122 ft (7,162 sq ft)
Frontage: 59 ft
Storeys: 1
Basement: Unfinished, Full
Heating: Forced air, Electric
Cooling: None
Garage: No Garage
Ownership: Freehold
Property Tax: $1,717/yr
Listed: 7 days ago

Rooms

Main level

Kitchen: 3.57 x 4.02 meters
Living room: 3.57 x 5.18 meters
Dining room: 2.44 x 4.97 meters
Primary Bedroom: 2.44 x 3.17 meters

Second level

Bedroom: 3.17 x 3.78 meters
Bedroom 2: 4.18 x 3.05 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Foundation: Unknown
Exterior: Vinyl siding
Lot Features: Irregular lot size, Flat site, Carpet Free

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Terrace Bay listings, avg age

250d

Price / ft²

$128

List price

$115K

Homes here sell slower than most markets

Sold homes in this market spent an average of 90 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell below asking price

Homes in this market sold for an average of 90.3 percent of their asking price over the past year, below the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Terrace Bay has been listed for 7 days, which is 243 days fresher than the city average of 250. Act while there is still low competition.

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Listed by Century 21 Superior Realty Inc. · Wendy Ferris

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (P0T)

This home lists at $114,900, about 1.5× the local median household income of $77,000.

Carrying it typically needs a household income of about $22,444 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $77,000
Population: 32,000
Median age: 45.6
Owner / renter: 84% / 16%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA P0T)

$114,900· $128/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $5,745

Min 5%50%

Mortgage payment$605/mo

↳ CMHC premium ($4,366 capitalized)

Property tax (est.)$143/mo

Total monthly$748

Cash Needed to Close

Down payment (5%)$5,745

Land transfer tax$874

Est. closing costs$2,845

Total cash needed$9,464

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