$449,777

For sale

46 Osborne Street, Tay (Victoria Harbour) - Single Family for Sale

46 Osborne Street, Tay (Victoria Harbour), Ontario, L0K2A0

2 beds1 bath6 parking900 ft²66 × 165 ft (10,890 sq ft) lot sizeListed 27 days ago

Overview

This 2-bedroom, 1-bathroom home in Tay is for sale offering roughly 900 sq ft of space. Listed at $449,777, it is attractively priced about 33% below the $669,900 median asking price in Tay. It has been on the market 27 days, fresher than the Tay average of 83 days.

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Description

Just Steps Away From The Water And Only 10 Minutes From Hwy 400, 46 Osborne Is The Perfect Home For Starting Out Or Downsizing. This Home Shows Beautifully And Is Move In Ready! Inside You Will Find 2 Bedrooms, An Open Concept Kitchen And Tastefully Decorated Living Room. The Brightly Lit Attic Could Serve As A Third Bedroom, Playroom Or Extra Storage. Outside You Will Be Able To Enjoy The Landscaped Yard And Patio With Gorgeous Gardens. Spend Time This Summer Around Your Built In Fire Pit Or Under Your Permanent Gazebo. Lots Of Storage Between The Two Sheds, Both Equipped With Hydro. Don't Miss Out On This Gem In Victoria Harbour, Book Your Private Showing Today! Many upgrades including : Bathroom - all renovated, shelves, vanity, new heated flooring, complete reconfiguration to common area, added shelves, pot lights, new flooring, moved HVAC (mini split) Master bedroom- painted & new floors Kitchen - fully renovated, new cabinets, new counter top, new dishwasher, updated plumbing, updated electrical, island light, custom lighting under cabinets Crawl space - level floor, insulation/spray foam Outside - new steps, lights on shed, half shingled roof (id:66096)

Property Details

MLS®: S13879216
Property Type: Single Family
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 1
Parking: 6
Interior Size: 900 ft²
Lot Size: 66 × 165 ft (10,890 sq ft)
Frontage: 66 ft
Storeys: 1
Basement: Crawl space
Heating: Electric, Other
Cooling: Wall unit
Garage: No Garage
Ownership: Freehold
Property Tax: $1,293/yr
Listed: 27 days ago

Features

Foundation: Unknown, Slab
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

27d

Tay (Victoria Harbour) listings, avg age

83d

Price / ft²

$500

List price

$450K

Haho

This 2-bed single family in Tay (Victoria Harbour) has been listed for 27 days, which is 56 days fresher than the city average of 83. Act while there is still low competition.

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Listed by RE/MAX RIGHT MOVE · SEAN SMITH

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L0K)

This home lists at $449,777, about 5.1× the local median household income of $88,000.

Carrying it typically needs a household income of about $87,857 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $88,000
Population: 38,386
Median age: 50.8
Owner / renter: 90% / 11%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA L0K)

$449,777· $500/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,488.85

Min 5%50%

Mortgage payment$2,369/mo

↳ CMHC premium ($17,092 capitalized)

Property tax (est.)$108/mo

Total monthly$2,477

Cash Needed to Close

Down payment (5%)$22,489

Land transfer tax$5,471

Est. closing costs$3,849

Total cash needed$31,808

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