$699,000

For saleJust listed

26 Oak Lane, Stone Mills (Stone Mills) - Single Family for Sale

26 Oak Lane, Stone Mills (Stone Mills), Ontario, K0K3G0

4 beds3 baths4 parking900 ft²237 × 235 ft (1.27 acres) lot sizeListed 5 days ago

Overview

This 4-bedroom, 3-bathroom home in Stone Mills is for sale offering roughly 900 sq ft of space. It has been on the market 5 days, fresher than the Stone Mills average of 64 days.

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Description

Enjoy lakefront living on beautiful South Beaver Lake with this four-bedroom, all-season bungalow set on a one-acre waterfront lot at the east end of the lake. Positioned to take in views down the lake and spectacular evening sunsets, this property offers an ideal setting for year-round living or a relaxing lakeside retreat. The shoreline features a mix of rocky bottom and sandy patches, with excellent fishing and boating right from your own property. Inside, the finished basement with walkout provides valuable additional living space for family, guests, or the potential for a separate living arrangement or rental opportunity. Recent updates include a newer steel roof and a propane furnace installed in 2019.For added peace of mind, the home is equipped with a 10kW Generac automatic generator, providing reliable backup power when severe weather or unexpected outages affect the grid. With four bedrooms, generous outdoor space, direct lake access, and the comforts needed for all-season living, this South Beaver Lake property offers the opportunity to enjoy the lake in every season. (id:66096)

Property Details

MLS®: X14132200
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 2 above · 2 below
Bathrooms: 3
Half Baths: 1
Parking: 4
Interior Size: 900 ft²
Lot Size: 237 × 235 ft (1.27 acres)
Frontage: 237 ft
Storeys: 1
Style: Bungalow
Basement: Finished, Full, Apartment in basement, Walk out, N/A, N/A, N/A
Heating: Forced air, Propane
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Waterfront: Yes

Rooms

Main level

Bedroom: 3.81 x 3.72 meters
Dining room: 1.99 x 3.36 meters
Kitchen: 2.58 x 3.36 meters
Living room: 4.29 x 7.89 meters
Office: 2.45 x 2.74 meters

Basement

Bedroom: 3.14 x 4.29 meters
Eating area: 4.38 x 1.52 meters
Recreational, Games room: 3.69 x 5 meters
Utility room: 4.05 x 3.84 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Window Coverings
Foundation: Block
Exterior: Hardboard

Services

Water: Dug Well
Sewer: Septic System

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Stone Mills (Stone Mills) listings, avg age

64d

Price / ft²

$777

List price

$699K

Homes here sell slower than most markets

Sold homes in this market spent an average of 61 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 4-bed single family in Stone Mills (Stone Mills) has been listed for 5 days, which is 59 days fresher than the city average of 64. Act while there is still low competition.

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Listed by EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE · TROY GIBSON

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K0K)

This home lists at $699,000, about 8.4× the local median household income of $83,000.

Carrying it typically needs a household income of about $136,539 (20% down, 25-yr amortization, stress-tested) — roughly 65% above the area median.

Median household income: $83,000
Population: 115,850
Median age: 50.8
Owner / renter: 86% / 14%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA K0K)

$699,000· $777/ft²

For sale

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Full Cost Breakdown

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Down Payment6.42% · $44,900

Min 6.42%50%

Mortgage payment$3,626/mo

↳ CMHC premium ($26,164 capitalized)

Property tax (est.)$364/mo

Total monthly$3,991

Cash Needed to Close

Down payment (6.42%)$44,900

Land transfer tax$10,455

Est. closing costs$4,597

Total cash needed$59,952

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