Waterfront Homes for Sale in St. Thomas, Ontario
2 active MLS® listings in St. Thomas
For sale
12 days ago
$500K
#11 125 Elm Street, St. Thomas, Ontario, N5R1H9
2 bd2 ba1,500 ft²
Listed by RE/MAX CENTRE CITY REALTY INC.
For salePrice drop
110 days ago
$539K$559K
↓ $20K (4%) price drop
#3 125 Elm Street, St. Thomas, Ontario, N5R1H9
2 bd2 ba1,500 ft²
Listed by PRIME REAL ESTATE BROKERAGE
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As of November 2026, haho.ca lists 2 waterfront homes for sale in St. Thomas, Ontario, with a median asking price of $539,000. Listings are drawn from live MLS® data and refreshed daily.
Buying waterfront in Ontario
Waterfront covers everything from year-round lakefront houses and riverside condos to seasonal cottages. In Ontario the deepest waterfront inventory is in cottage country: the Kawarthas, Muskoka, Prince Edward County, and the Rideau system, with a smaller supply of urban waterfront in cities like Toronto and Ottawa.
When comparing waterfront properties, look closely at shoreline ownership and any shore road allowance, year-round road access, water source and septic condition, and whether the home is winterized for four-season use. Insurance and financing can also differ for seasonal properties, so confirm both early.
Every listing on this page carries a verified waterfront designation from its MLS® listing data, refreshed daily.
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Frequently asked questions
- How many waterfront homes are for sale in St. Thomas, Ontario?
- As of November 2026, haho.ca lists 2 waterfront homes for sale in St. Thomas, Ontario, with a median asking price of $539,000. This page updates as listings come on and off the market.
- How much does a waterfront home cost in St. Thomas, Ontario?
- The median asking price for waterfront homes in St. Thomas, Ontario is currently $539,000, based on 2 active MLS® listings.
- What should I check before buying a waterfront property?
- Confirm shoreline ownership and any shore road allowance, year-round road access, the age and condition of the well and septic systems, and whether the property is winterized. Seasonal properties can carry different insurance and financing requirements than year-round homes.
- Does waterfront include cottages?
- Yes. This page includes houses, condos, and recreational properties with a verified waterfront designation, which covers year-round lakefront homes as well as seasonal cottages.
- How do I get notified about new waterfront homes in St. Thomas, Ontario?
- Set a free alert on this page and Haho, our AI assistant, will email you when new waterfront homes are listed in St. Thomas, Ontario.