$565,000

$569,900For salePrice drop↓ $4,900 (1%)

32 Charter Creek Court, St. Thomas - Single Family for Sale

32 Charter Creek Court, St. Thomas, Ontario, N5R0L2

3 beds3 baths3 parking1,300 ft²26 × 119 ft (3,136 sq ft) lot sizeListed 36 days ago

Overview

This 3-bedroom, 3-bathroom home in St. Thomas is for sale offering roughly 1,300 sq ft of space. Its $565,000 asking price sits right in line with the $552,535 median in St. Thomas. It has been on the market 36 days, fresher than the St. Thomas average of 71 days.

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Description

Quiet cul-de-sac. No rear neighbours. No condo fees. This freehold townhome works for first-time buyers, downsizers and investors alike. Enjoy a carpet-free main floor, a cozy fireplace, and a primary suite with two closets and a 3-piece ensuite. The kitchen has a gas stove, water-and-ice fridge, and pull-out drawers and racks for pots and pans. A Murphy bed with its own outlet and light switch is ready for overnight guests, then folds up quickly to create a sitting room or home office. Downstairs, the finished basement has a bedroom, a third bathroom and a family room. Lots of storage, plus a double-wide driveway that fits two large SUVs. Appliances included. Two lawn mowers and garden tools negotiable. Sellers' professionally installed a permitted electrical outlet for an EV charger for a Level 2 in the garage on Oct 29/26. (id:66096)

Property Details

MLS®: X13841704
Property Type: Single Family
Zoning: R3A
Bedrooms: 3
Beds (above / below): 2 above · 1 below
Bathrooms: 3
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 26 × 119 ft (3,136 sq ft)
Frontage: 26 ft
Storeys: 1
Style: Bungalow
Basement: Finished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Fireplace: Yes
Ownership

Rooms

Main level

Bedroom 2: 2.99 x 2.84 meters
Bathroom: 2.06 x 2.07 meters
Kitchen: 4.2 x 4.91 meters
Living room: 4.18 x 4.96 meters
Primary Bedroom: 4.1 x 3.46 meters
Bathroom: 2.27 x 2.61 meters

Lower level

Bedroom 3: 3.97 x 3.19 meters
Bathroom: 2.84 x 1.96 meters
Family room: 6.21 x 5.04 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer
Foundation: Poured Concrete
Exterior: Brick, Vinyl siding
Lot Features: Sump Pump

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

36d

St. Thomas listings, avg age

71d

Price / ft²

$435

List price

$565K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in St. Thomas has been listed for 36 days, which is 35 days fresher than the city average of 71. Act while there is still low competition.

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Listed by ROYAL LEPAGE TRILAND REALTY · WANITA JOHNSTON

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5R)

This home lists at $565,000, about 7.1× the local median household income of $80,000.

Carrying it typically needs a household income of about $110,364 (20% down, 25-yr amortization, stress-tested) — roughly 38% above the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$565,000· $435/ft²

For sale

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Full Cost Breakdown

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Down Payment5.58% · $31,500

Min 5.58%50%

Mortgage payment$2,958/mo

↳ CMHC premium ($21,340 capitalized)

Property tax (est.)$309/mo

Total monthly$3,266

Cash Needed to Close

Down payment (5.58%)$31,500

Land transfer tax$7,775

Est. closing costs$4,195

Total cash needed$43,470

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