$449,900

For sale

3 Margaret Street, St. Thomas - Single Family for Sale

3 Margaret Street, St. Thomas, Ontario, N5R3H5

5 beds2 baths3 parking1,750 ft²32 × 75 ft (2,400 sq ft) lot sizeListed 27 days ago

Overview

This 5-bedroom, 2-bathroom home in St. Thomas is for sale offering roughly 1,750 sq ft of space. Listed at $449,900, it is attractively priced about 19% below the $552,535 median asking price in St. Thomas. It has been on the market 27 days, fresher than the St. Thomas average of 71 days.

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Description

Location, Location! This beautiful 2.5 storey century home is located in the sought after courthouse district and ready to be enjoyed by the whole family. With ravine views from the covered front porch as you enter the home you are welcomed by hardwood floors throughout the generous sized living room complete with gas fireplace leading to the formal dining room and updated GCW kitchen as well as heated mudroom. The second floor is home to 4 bedrooms and a 4 pc bathroom and leads to the 5th bedroom on the third floor feeling more like a private suite with its own heat pump installed providing heat and air conditioning. The basement is unfinished with laundry and storage space. While this home doesn't have a backyard, it makes up for it with its spacious interior, charming character, and park-like green space just steps away. (id:66096)

Property Details

MLS®: X13879898
Property Type: Single Family
Zoning: R3
Bedrooms: 5
Beds (above / below): 5 above · 0 below
Bathrooms: 2
Half Baths: 1
Parking: 3
Interior Size: 1,750 ft²
Lot Size: 32 × 75 ft (2,400 sq ft)
Frontage: 32 ft
Storeys: 2
Basement: Unfinished, N/A
Heating: Heat Pump, Forced air, Electric, Natural gas
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Fireplace: Yes

Rooms

Main level

Foyer: 2.57 x 2.67 meters
Living room: 3.73 x 5.33 meters
Dining room: 4.17 x 3.4 meters
Kitchen: 2.67 x 2.87 meters

Second level

Bedroom: 2.92 x 3.68 meters
Bedroom: 2.9 x 3.38 meters
Bedroom: 2.79 x 3.86 meters

Third level

Bedroom: 8 x 4.93 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer
Foundation: Block
Exterior: Brick

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

27d

St. Thomas listings, avg age

71d

Price / ft²

$257

List price

$450K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 5-bed single family in St. Thomas has been listed for 27 days, which is 44 days fresher than the city average of 71. Act while there is still low competition.

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Listed by RE/MAX CENTRE CITY REALTY INC. · CODY HODGINS

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5R)

This home lists at $449,900, about 5.6× the local median household income of $80,000.

Carrying it typically needs a household income of about $87,881 (20% down, 25-yr amortization, stress-tested) — roughly 10% above the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$449,900· $257/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,495

Min 5%50%

Mortgage payment$2,370/mo

↳ CMHC premium ($17,096 capitalized)

Property tax (est.)$270/mo

Total monthly$2,639

Cash Needed to Close

Down payment (5%)$22,495

Land transfer tax$5,473

Est. closing costs$3,850

Total cash needed$31,818

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