Open house

Saturday, November 7, 1:00 PM to 3:00 PM

Times shown are local to the property.

$299,900

For saleJust listed

Book a showing

29 Elmina Street, St. Thomas - Single Family for Sale

29 Elmina Street, St. Thomas, Ontario, N5R4A3

3 beds bath

35 Empire Parkway, St. Thomas, Ontario, N5R0E9

4 bd4 ba3 pk1,750 ft²Lot size 32 × 115 ft (3,628 sq ft)

Listed by RE/MAX CENTRE CITY REALTY INC.

33 Mary Street East, St. Thomas, Ontario, N5R2V7

For saleJust listed

Yesterday

$425K

33 Mary Street East, St. Thomas, Ontario, N5R2V7

2 bd3 ba3 pk900 ft²Lot size 60 × 130 ft (7,833 sq ft)

Listed by CENTURY 21 FIRST CANADIAN CORP

44 South Edgeware Road, St. Thomas, Ontario, N5P2H4

For saleJust listed

2 days ago

$435K

44 South Edgeware Road, St. Thomas, Ontario, N5P2H4

4 bd2 ba6 pk1,300 ft²Lot size 75 × 290 ft (21,780 sq ft)

Listed by SUTTON GROUP - SELECT REALTY INC.

40 SCHREYER Drive, St. Thomas, Ontario, N5R6G9

For saleJust listed

2 days ago

$500K

40 SCHREYER Drive, St. Thomas, Ontario, N5R6G9

2 bd2 ba3 pk900 ft²Lot size 58 × 110 ft (6,342 sq ft)

Listed by ELGIN REALTY LIMITED

Investment analysis

Rental cashflow calculator

Estimate the monthly cashflow if you bought this home as a rental. Every figure below is an editable estimate. This is education only, not financial advice.

Estimated monthly rent

Enter the monthly rent you expect, or adjust our estimate.

Down payment (%)

Rate (%)

Amortization (yrs)

Property tax (/ yr)

Condo fee (/ mo)

Insurance (est. / mo)

Maint. + vacancy (est. / mo)

Enter an estimated monthly rent to see the cashflow.

Estimates only, not a mortgage approval or financial advice. Rate, taxes, and allowances are assumptions you can edit above.

$299,900

St. Thomas

Book a showing

46 × 66 ft (3,023 sq ft) lot size

Overview

This 3-bedroom, 1-bathroom home in St. Thomas is for sale offering roughly 900 sq ft of space. It has been on the market 6 days, fresher than the St. Thomas average of 71 days.

Houses for Sale in St. Thomas →All real estate in St. Thomas →

Description

Perfect for downsizing or first tine buyer! This 1.5 storey home located in a quite neighbourhood. Condo alternative - with no condo fees with a low property tax. Main floor has a bedroom, 4 piece bathroom, kitchen and living room. Second floor has 2 extra bedrooms. Private driveway enough for 2 vehicles plus a fully fence side yard, great for your vegetable garden. Furnace and AC updated in 2024. Within walking distance of Pinafore Park, Hospital, Schools, restaurants and shops. (id:66096)

Property Details

MLS®: X14127064
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 2
Interior Size: 900 ft²
Lot Size: 46 × 66 ft (3,023 sq ft)
Frontage: 46 ft
Storeys: 1
Basement: Unfinished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $2,023.86/yr
Listed: 6 days ago

Rooms

Main level

Bathroom: 2.15 x 1.47 meters
Bedroom: 2.58 x 3.72 meters
Dining room: 2.15 x 1.92 meters
Kitchen: 2.15 x 2.13 meters
Living room: 4.7 x 3.09 meters

Second level

Bedroom: 3.31 x 4.22 meters
Primary Bedroom: 2.55 x 5.33 meters

Basement

Other: 2.53 x 2.51 meters
Utility room: 6.91 x 6.93 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Stove, Dryer
Foundation: Block
Exterior: Vinyl siding
Lot Features: Carpet Free

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

St. Thomas listings, avg age

71d

Price / ft²

$333

List price

$300K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in St. Thomas has been listed for 6 days, which is 65 days fresher than the city average of 71. Act while there is still low competition.

Set a price alert Book a showing

Listed by ROYAL LEPAGE TRILAND REALTY · LESTARI RUPERT

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5R)

This home lists at $299,900, about 3.7× the local median household income of $80,000.

Carrying it typically needs a household income of about $58,581 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$299,900· $333/ft²

For sale

Book a showing

Pick a time that suits you. A verified local agent confirms within 24h.

Full Cost Breakdown

Loading rates, 30-yr amortization

Current Rates

Loading…

Compare all rates

Down Payment5% · $14,995

Min 5%50%

Mortgage payment$1,580/mo

↳ CMHC premium ($11,396 capitalized)

Property tax (est.)$169/mo

Total monthly$1,748

Cash Needed to Close

Down payment (5%)$14,995

Land transfer tax$2,974

Est. closing costs$3,400

Total cash needed$21,369

Get Pre-Approved · Free & Fast

Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice