$569,900

For sale

26 Cardinal Court, St. Thomas - Single Family for Sale

26 Cardinal Court, St. Thomas, Ontario, N5P0C5

3 beds3 baths3 parking1,300 ft²15 × 170 ft (2,550 sq ft) lot sizeListed 56 days ago

Overview

This 3-bedroom, 3-bathroom home in St. Thomas is for sale offering roughly 1,300 sq ft of space. Its $569,900 asking price sits right in line with the $552,535 median in St. Thomas. It has been on the market 56 days, fresher than the St. Thomas average of 71 days.

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Description

Located on a quiet cul-de-sac in North St. Thomas, this well maintained semi-detached home features an open concept main floor with a central kitchen offering with a large centre island, a gas stove, and lots of cabinet space. The living room overlooks the fully fenced backyard and features a natural gas fireplace.The main floor also offers two bedrooms, including a primary suite with a walk-in closet and private ensuite, a second full bathroom, and a convenient laundry room. The finished basement provides additional living space with a large family room, a third bedroom, a 3-piece bathroom with a soaker tub, and a spacious gym or games room. Outside, the fully fenced backyard features a two-tier deck, mature gardens, a gas BBQ hookup, and a large storage shed. An attached garage and driveway parking for two additional vehicles complete this move-in-ready home. This home is just a short commute to London and is just steps away from the scenic Dalewood hiking trails. (id:66096)

Property Details

MLS®: X13761572
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 2 above · 1 below
Bathrooms: 3
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 15 × 170 ft (2,550 sq ft)
Frontage: 15 ft
Storeys: 1
Style: Bungalow
Basement: Finished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Fireplace: Yes
Ownership: Freehold
Property Tax

Rooms

Main level

Living room: 4.42 x 5.14 meters
Primary Bedroom: 3.57 x 3.9 meters
Bedroom 2: 2.94 x 3.04 meters
Laundry room: 1.87 x 2.02 meters
Bathroom: 1.6 x 3.39 meters
Dining room: 3.34 x 2.8 meters
Bathroom: 1.75 x 2.62 meters
Kitchen: 3.35 x 3.39 meters

Lower level

Utility room: 3.01 x 3.39 meters
Family room: 4.88 x 8.05 meters

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings
Foundation: Poured Concrete
Exterior: Brick
Lot Features: Flat site, Dry, Sump Pump

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

56d

St. Thomas listings, avg age

71d

Price / ft²

$438

List price

$570K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in St. Thomas has been listed for 56 days, which is 15 days fresher than the city average of 71. Act while there is still low competition.

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Listed by CENTURY 21 FIRST CANADIAN CORP · ABE KNELSEN

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5P)

This home lists at $569,900, about 7.4× the local median household income of $77,500.

Carrying it typically needs a household income of about $111,321 (20% down, 25-yr amortization, stress-tested) — roughly 44% above the area median.

Median household income: $77,500
Population: 21,081
Median age: 42.8
Owner / renter: 68% / 32%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5P)

$569,900· $438/ft²

For sale

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Full Cost Breakdown

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Down Payment5.61% · $31,990

Min 5.61%50%

Mortgage payment$2,982/mo

↳ CMHC premium ($21,516 capitalized)

Property tax (est.)$356/mo

Total monthly$3,338

Cash Needed to Close

Down payment (5.61%)$31,990

Land transfer tax$7,873

Est. closing costs$4,210

Total cash needed$44,073

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