$499,000

$504,999For salePrice drop↓ $5,999 (1%)

25 Locust Street, St. Thomas - Single Family for Sale

25 Locust Street, St. Thomas, Ontario, N5R2C2

4 beds2 baths2 parking1,750 ft²40 × 110 ft (4,400 sq ft) lot sizeListed 41 days ago

Overview

This 4-bedroom, 2-bathroom home in St. Thomas is for sale offering roughly 1,750 sq ft of space. Listed at $499,000, it is attractively priced about 10% below the $552,535 median asking price in St. Thomas. It has been on the market 41 days, fresher than the St. Thomas average of 71 days.

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Description

New 22 foot x 10 foot rear deck. Solid century brick home in excellent condition on a quiet street within walking distance to plaza, butcher, downtown. 9 foot ceilings main floor, stained glass window, Close to hospital. Features 3 bedrooms on second floor plus an additional bedroom could be in the finished attic, and 2 bathrooms. Approx. 1867 sq. feet inc. attic. Metal roof, newer furnace and central air , recent carpets, paint, hardwood, fireplace, walk in closet, electric fireplace, vinyl windows. Kitchen has hard surface countertops. Fenced yard. John Wise and Parkside School areas. Appliances included.2 Fridges, washer, dryer, stove, microwave. Newer electrical service. Sub panel for hot tub. (id:66096)

Property Details

MLS®: X13828822
Property Type: Single Family
Zoning: R3
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 2
Interior Size: 1,750 ft²
Lot Size: 40 × 110 ft (4,400 sq ft)
Frontage: 40 ft
Storeys: 2
Basement: Unfinished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Fireplace: Yes
Ownership: Freehold
Property Tax

Rooms

Ground level

Living room: 4.8 x 3.35 meters
Dining room: 3 x 5.1 meters
Kitchen: 3 x 4.4 meters
Bathroom: 1.4 x 1.98 meters

Second level

Primary Bedroom: 3.7 x 4.2 meters
Bedroom 2: 4 x 2.2 meters
Bedroom 3: 2.9 x 3.35 meters

Third level

Bedroom 4: 6.7 x 3.14 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Water Heater
Foundation: Stone
Exterior: Brick

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

41d

St. Thomas listings, avg age

71d

Price / ft²

$285

List price

$499K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 4-bed single family in St. Thomas has been listed for 41 days, which is 30 days fresher than the city average of 71. Act while there is still low competition.

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Listed by ELGIN REALTY LIMITED · GREG CARRIE

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5R)

This home lists at $499,000, about 6.2× the local median household income of $80,000.

Carrying it typically needs a household income of about $97,472 (20% down, 25-yr amortization, stress-tested) — roughly 22% above the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$499,000· $285/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,950

Min 5%50%

Mortgage payment$2,628/mo

↳ CMHC premium ($18,962 capitalized)

Property tax (est.)$220/mo

Total monthly$2,848

Cash Needed to Close

Down payment (5%)$24,950

Land transfer tax$6,455

Est. closing costs$3,997

Total cash needed$35,402

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