$329,900

$359,900For salePrice drop↓ $30,000 (8%)

21 Isabel Street, St. Thomas - Single Family for Sale

21 Isabel Street, St. Thomas, Ontario, N5R3J7

2 beds2 baths2 parking1,300 ft²33 × 66 ft (2,178 sq ft) lot sizeListed 86 days ago

Overview

This 2-bedroom, 2-bathroom home in St. Thomas is for sale offering roughly 1,300 sq ft of space. Listed at $329,900, it is attractively priced about 40% below the $552,535 median asking price in St. Thomas.

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Description

Imagine morning walks under the canopy of mature trees in the Courthouse district; one of St. Thomas's most picturesque and historic neighborhoods. Welcome to 21 Isabel Street. Begin your day with coffee in the sun-drenched front sunroom, and spend your evenings hosting in the updated kitchen, where an expansive island serves as the heart of the home. Upstairs, you'll find two bright bedrooms and a versatile bonus nook; perfect for a home office, a creative craft space, or a cozy reading corner. Forget the hassle of lugging laundry to the basement; the washer and dryer are conveniently located on the second level. With two full, updated bathrooms, busy mornings are a breeze. Complete with a new furnace (2021) and an owned water heater, this home is ready for you to move-in and add your personal touch. Don't miss your chance to own a piece of the Courthouse district! (id:66096)

Property Details

MLS®: X13657192
Property Type: Single Family
Zoning: R3
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 2
Parking: 2
Interior Size: 1,300 ft²
Lot Size: 33 × 66 ft (2,178 sq ft)
Frontage: 33 ft
Storeys: 1
Basement: Unfinished, Partial, Crawl space, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $2,807.87/yr

Rooms

Main level

Foyer: 1.96 x 3.73 meters
Living room: 3.43 x 3.71 meters
Dining room: 5.16 x 3.23 meters
Eating area: 2.13 x 3.48 meters
Kitchen: 3.05 x 3.48 meters
Bathroom: 1.93 x 3.48 meters

Basement

Utility room: 5.28 x 3.81 meters

Second level

Office: 3.43 x 3.73 meters
Primary Bedroom: 3.28 x 2.79 meters

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Water Heater
Foundation: Block
Exterior: Aluminum siding, Vinyl siding
Lot Features: Carpet Free

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

86d

St. Thomas listings, avg age

71d

Price / ft²

$254

List price

$330K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 2-bed single family in St. Thomas is available now. Want me to connect you with the agent or keep you posted on any price updates?

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Listed by BLUE FOREST REALTY INC. · BRIDGET GATSCHENE

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5R)

This home lists at $329,900, about 4.1× the local median household income of $80,000.

Carrying it typically needs a household income of about $64,441 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$329,900· $254/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $16,495

Min 5%50%

Mortgage payment$1,738/mo

↳ CMHC premium ($12,536 capitalized)

Property tax (est.)$234/mo

Total monthly$1,972

Cash Needed to Close

Down payment (5%)$16,495

Land transfer tax$3,424

Est. closing costs$3,490

Total cash needed$23,409

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