$424,900

For sale

20 Alma Street, St. Thomas - Single Family for Sale

20 Alma Street, St. Thomas, Ontario, N5P3A8

3 beds2 baths6 parking1,750 ft²66 × 179 ft (11,791 sq ft) lot sizeListed 29 days ago

Overview

This 3-bedroom, 2-bathroom home in St. Thomas is for sale offering roughly 1,750 sq ft of space. Listed at $424,900, it is attractively priced about 23% below the $552,535 median asking price in St. Thomas. It has been on the market 29 days, fresher than the St. Thomas average of 71 days.

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Description

Welcome to 20 Alma Street, a charming and character-filled home in St. Thomas that is move-in ready and offers plenty of space both inside and out. Enjoy your morning coffee or unwind on the brand-new front porch, offering ample room for comfortable seating and enjoying the neighbourhood. Step inside to a welcoming foyer with plenty of space for coats, bags and everyday essentials. The main floor features a nicely sized bedroom or versatile den, a combined living and dining area complete with a cozy electric fireplace, and a spacious kitchen with a convenient pantry and access to the back deck. A 4-piece bathroom with laundry completes the main level. A unique spiral staircase leads to the upper level, where you'll find three additional bedrooms, including the primary, along with a 3-piece bathroom featuring a charming clawfoot tub. Outside, the large fully fenced backyard offers plenty of room to create the outdoor space you've been dreaming of, with a back deck providing the perfect spot for outdoor dining, entertaining or relaxing. The private driveway provides parking for up to six vehicles, while the shed with hydro offers excellent additional storage or workspace. The basement features a convenient walk-up entrance, adding versatility and easy access. Recent updates include a new front porch, newer windows, paint, flooring, fixtures, kitchen cabinets and blown-in attic insulation. Full of character, functional space and thoughtful updates, this inviting home is ready for its next chapter! (id:66096)

Property Details

MLS®: X13867880
Property Type: Single Family
Zoning: R3
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Parking: 6
Interior Size: 1,750 ft²
Lot Size: 66 × 179 ft (11,791 sq ft)
Frontage: 66 ft
Storeys: 2
Basement: Walk-up, N/A
Heating: Radiant heat, Natural gas
Cooling: None
Garage: No Garage
Fireplace: Yes
Ownership: Freehold
Property Tax

Rooms

Main level

Bedroom: 3.58 x 4.8 meters
Dining room: 5.2 x 3.6 meters
Living room: 4.47 x 3.6 meters
Kitchen: 4.47 x 3.91 meters
Bathroom: 2.87 x 2.54 meters

Second level

Bedroom 2: 2.56 x 3.63 meters
Bedroom 3: 2.9 x 3.62 meters
Primary Bedroom: 3.57 x 3.97 meters
Bathroom: 2.46 x 2.46 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Foundation: Stone, Brick
Exterior: Brick, Vinyl siding
Lot Features: Flat site

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

29d

St. Thomas listings, avg age

71d

Price / ft²

$243

List price

$425K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in St. Thomas has been listed for 29 days, which is 42 days fresher than the city average of 71. Act while there is still low competition.

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Listed by RE/MAX CENTRE CITY REALTY INC · DALLAS POSTHUMUS

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5P)

This home lists at $424,900, about 5.5× the local median household income of $77,500.

Carrying it typically needs a household income of about $82,998 (20% down, 25-yr amortization, stress-tested) — roughly 7% above the area median.

Median household income: $77,500
Population: 21,081
Median age: 42.8
Owner / renter: 68% / 32%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5P)

$424,900· $243/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $21,245

Min 5%50%

Mortgage payment$2,238/mo

↳ CMHC premium ($16,146 capitalized)

Property tax (est.)$235/mo

Total monthly$2,473

Cash Needed to Close

Down payment (5%)$21,245

Land transfer tax$4,973

Est. closing costs$3,775

Total cash needed$29,993

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