$569,900

For sale

17 Cortland Terrace, St. Thomas - Single Family for Sale

17 Cortland Terrace, St. Thomas, Ontario, N5R0J6

3 beds3 baths3 parking1,300 ft²35 × 121 ft (4,285 sq ft) lot sizeListed 45 days ago

Overview

This 3-bedroom, 3-bathroom home in St. Thomas is for sale offering roughly 1,300 sq ft of space. Its $569,900 asking price sits right in line with the $552,535 median in St. Thomas. It has been on the market 45 days, fresher than the St. Thomas average of 71 days.

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Description

END UNIT! ONE-FLOOR! NO CONDO FEES! Welcome to 17 Cortland Terrace boasting private, fully-fenced lot (35.26' x 131.39' ) with privacy pergola, BBQ gasline and deck neatly tucked off sliding patio doors leading into main floor living area with vaulted ceiling, potlights, and bright, well-appointed kitchen including stainless steel appliances, built-in microwave and slender pantry. Kitchen showcases convenient island with easy close cabinetry. END UNIT offers TWO additional windows allowing for lots of natural light to flood the living spaces. Main floor primary bedroom offers primary 3pc ensuite with walk-in closet. Second bedroom on main floor is being shown as hobby and crafts room. Main floor laundry. Finished lower-level shines with a deep-pour foundation providing taller ceiling height and larger windows for natural light. Lower-level shines with 4pc bathroom, bedroom, family room and handy workshop. Stair lift can be included or excluded. This 1780 sq ft of finished living spaces leads to south-facing, covered front porch for easy additional outdoor space. Double car driveway and single car garage with desirable inside entry completes this excellent valued home. Welcome Home. You'll be happy here. (id:66096)

Property Details

MLS®: X13809672
Property Type: Single Family
Zoning: HR3A-33
Bedrooms: 3
Beds (above / below): 2 above · 1 below
Bathrooms: 3
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 35 × 121 ft (4,285 sq ft)
Frontage: 35 ft
Storeys: 1
Style: Bungalow
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Ownership: Freehold
Property Tax

Rooms

Main level

Great room: 4.69 x 4.14 meters
Primary Bedroom: 3.5 x 4.14 meters
Kitchen: 4.69 x 4.14 meters
Bedroom: 3.38 x 3.29 meters

Lower level

Bedroom 3: 2.74 x 3.17 meters
Family room: 4.63 x 5.57 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Window Coverings, Garage door opener, Garage door opener remote(s)
Foundation: Concrete
Exterior: Wood, Brick
Lot Features: Sump Pump

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

45d

St. Thomas listings, avg age

71d

Price / ft²

$438

List price

$570K

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in St. Thomas has been listed for 45 days, which is 26 days fresher than the city average of 71. Act while there is still low competition.

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Listed by SUTTON GROUP - SELECT REALTY · ANNE-MARIE GRANTHAM

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5R)

This home lists at $569,900, about 7.1× the local median household income of $80,000.

Carrying it typically needs a household income of about $111,321 (20% down, 25-yr amortization, stress-tested) — roughly 39% above the area median.

Median household income: $80,000
Population: 30,680
Median age: 44.8
Owner / renter: 74% / 26%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA N5R)

$569,900· $438/ft²

For sale

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Full Cost Breakdown

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Down Payment5.61% · $31,990

Min 5.61%50%

Mortgage payment$2,982/mo

↳ CMHC premium ($21,516 capitalized)

Property tax (est.)$326/mo

Total monthly$3,308

Cash Needed to Close

Down payment (5.61%)$31,990

Land transfer tax$7,873

Est. closing costs$4,210

Total cash needed$44,073

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