For sale

22 days ago

$475K

St. Joseph Island, Ontario, P0R1J0

4 bd2 ba1,790 ft²

Listed by Century 21 Choice Realty Inc.

For sale

44 days ago

$385K

St. Joseph Island, Ontario, P0R1J0

2 bd1 ba967 ft²Lot size 25,700 sq ft (0.59 ac)

Listed by Remax Sault Ste. Marie Realty Inc.

For sale

91 days ago

$170K

St. Joseph Island, Ontario, P0R1J0

3 bd796 ft²Lot size 15,246 sq ft (0.35 ac)

Listed by Royal LePage® Northern Advantage

Investment analysis

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$759,000

St. Joseph Island

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$759,000

For sale

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Address not available, St. Joseph Island - Single Family for Sale

St. Joseph Island, Ontario, P0R1J0

3 beds2 baths2,306 ft²1.00 acres lot sizeListed 140 days ago

Overview

This 3-bedroom, 2-bathroom home in St. Joseph Island is for sale offering roughly 2,306 sq ft of space.

Houses for Sale in St. Joseph Island →All real estate in St. Joseph Island →

Description

Waterfront Home with Garage, Workshop & Stunning Views!! This beautifully maintained waterfront retreat offers breathtaking lake views, spacious outdoor living, and versatile indoor spaces perfect for families and entertaining. Highlights Include: Inviting driveway with plenty of parking, large barn-style garage, and waterfront outbuilding. Expansive back deck overlooking the lake and generous backyard lawn. Open-concept living/dining area with cozy fireplace and lake views. Modern kitchen with plenty of workspace. Main-floor bedroom + 2-piece walk-through bath. Upstairs primary suite with private deck access, one additional bedroom and full bath, upper sitting room. Detached garage/workshop with finished games room/entertaining space in the loft. Ideal as a year-round family home. The roof was done: garage 2023, house 2024. Windows were updated in 2024 and 2025. The baseboard heat is only for backup. Enjoy boating, fishing, and lakeside relaxation right from your backyard. Priced to sell! Schedule your private showing today! (id:66096)

Property Details

MLS®: SM261496
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Half Baths: 1
Interior Size: 2,306 ft²
Lot Size: 1.00 acres
Year Built: 1987
Storeys: 2
Style: 2 Level
Basement: Unfinished, Full
Heating: Heat Pump, Baseboard heaters, Electric, Wood Stove
Cooling: Air exchanger, Air Conditioned
Garage: Detached Garage, Garage, Gravel
Fireplace: Yes
Waterfront: Yes

Rooms

Main level

Foyer: 11.02 x 9.01
Laundry room: 7.02 x 8.08
Bathroom: 5.11 x 9.02
Kitchen: 12.11 x 16
Pantry: 3.05 x 3.09
Dining nook: 15.01 x 6.10
Dining room: 15.01 x 15.02
Living room: 17.03 x 11.01
Bedroom: 17.01 x 6.11

Second level

Family room: 13.09 x 21

Features

Appliances: Washer, Refrigerator, Central Vacuum, Dishwasher, Stove, Dryer
Exterior: Brick, Siding
Lot Features: Balcony, Crushed stone driveway

Services

Water: Drilled Well
Sewer: Septic System
Utilities: Electricity, Telephone

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

140d

St. Joseph Island listings, avg age

122d

Price / ft²

$329

List price

$759K

Haho

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Listed by Royal LePage® Northern Advantage · Brian Whitley

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (P0R)

This home lists at $759,000, about 11.1× the local median household income of $68,500.

Carrying it typically needs a household income of about $148,259 (20% down, 25-yr amortization, stress-tested) — roughly 116% above the area median.

Median household income: $68,500
Population: 12,976
Median age: 54.8
Owner / renter: 83% / 17%
Avg. household size: 2.2

Source: Statistics Canada, 2021 Census (FSA P0R)

$759,000· $329/ft²

For sale

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Full Cost Breakdown

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Down Payment6.71% · $50,900

Min 6.71%50%

Mortgage payment$3,926/mo

↳ CMHC premium ($28,324 capitalized)

Property tax (est.)$428/mo

Total monthly$4,354

Cash Needed to Close

Down payment (6.71%)$50,900

Land transfer tax$11,655

Est. closing costs$4,777

Total cash needed$67,332

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