For sale

14 days ago

$250K

St. Charles, Ontario, P0M2W0

2 bd1 ba900 ft²

Listed by SUTTON-BENCHMARK REALTY INC., BROKERAGE

For sale

29 days ago

$500K

St. Charles, Ontario, P0M2W0

3 bd2 ba1,300 ft²

Listed by RE/MAX CROWN REALTY INC. (SUDBURY)

For sale

36 days ago

$360K

St. Charles, Ontario, P0M2W0

2 bd1 ba900 ft²

Listed by COLDWELL BANKER - CHARLES MARSH REAL ESTATE, BROKERAGE

For sale

50 days ago

$400K

St. Charles, Ontario, P0M2W0

3 bd1 ba1,300 ft²

Listed by SUTTON-BENCHMARK REALTY INC., BROKERAGE

Investment analysis

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$624,900

St. Charles

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$624,900

For sale

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Address not available, St. Charles - Single Family for Sale

St. Charles, Ontario, P0M2W0

3 beds2 baths1,750 ft²Listed 56 days ago

Overview

This 3-bedroom, 2-bathroom home in St. Charles is for sale offering roughly 1,750 sq ft of space. It has been on the market 56 days, fresher than the St. Charles average of 105 days.

Houses for Sale in St. Charles →All real estate in St. Charles →

Description

Welcome to 22B Champagne Road! Nestled on the shores of the beautiful West Arm of Lake Nipissing, this charming four-season home is the perfect waterfront retreat. The main floor features an open-concept layout with kitchen, dining, and living areas designed for entertaining, a cozy family room complete with fireplace and wood stove, and a full 4-piece bath. Upstairs, you’ll find a spacious primary suite offering a walk-in closet, ensuite bath, and convenient laundry room, with patio doors leading to a covered deck overlooking the water. The property sits on a level, treed lot with two docks, providing plenty of space to enjoy the lake. Additional highlights include a steel roof, low-maintenance vinyl siding, and a 12’ x 12’ sleep camp for guests. Single attached garage is set up with summer kitchen but could be converted back to garage. Whether you’re seeking a year-round home or a seasonal getaway, this property delivers the best of lakeside living. (id:66096)

Property Details

MLS®: 2130217
Property Type: Single Family
Zoning: RL
Bedrooms: 3
Bathrooms: 2
Interior Size: 1,750 ft²
Frontage: 95 ft
Storeys: 1
Basement: Crawl space
Heating: Forced air, Wood Stove
Cooling: Central air conditioning
Garage: Attached Garage
Fireplace: Yes
Waterfront: Yes
Ownership: Freehold
Listed: 56 days ago

Rooms

Second level

Laundry room: 7.7' x 9.5'
4pc Ensuite bath: 8' x 15.2'
Primary Bedroom: 26' x 15.2'

Main level

Den: 7' x 14'
4pc Bathroom: 7.9' x 10'
Bedroom: 9.7' x 11'
Bedroom: 9.7' x 13'
Living room: 13' x 19.3'
Kitchen: 14' x 15'

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Flooring: Hardwood, Vinyl
Foundation: Concrete
Exterior: Vinyl siding

Services

Water: Drilled Well
Sewer: Septic System

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

56d

St. Charles listings, avg age

105d

Price / ft²

$357

List price

$625K

Haho

This 3-bed single family in St. Charles has been listed for 56 days, which is 49 days fresher than the city average of 105. Act while there is still low competition.

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Listed by SUTTON-BENCHMARK REALTY INC., BROKERAGE · GUY LAMOTHE

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (P0M)

This home lists at $624,900, about 7.3× the local median household income of $86,000.

Carrying it typically needs a household income of about $122,065 (20% down, 25-yr amortization, stress-tested) — roughly 42% above the area median.

Median household income: $86,000
Population: 49,727
Median age: 46.8
Owner / renter: 80% / 20%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA P0M)

$624,900· $357/ft²

For sale

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Full Cost Breakdown

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Down Payment6.00% · $37,490

Min 6.00%50%

Mortgage payment$3,257/mo

↳ CMHC premium ($23,496 capitalized)

Est. property tax$521/mo

Total monthly$3,777

Cash Needed to Close

Down payment (6.00%)$37,490

Land transfer tax$8,973

Est. closing costs$4,375

Total cash needed$50,838

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