For sale

14 days ago

$250K

St. Charles, Ontario, P0M2W0

2 bd1 ba900 ft²

Listed by SUTTON-BENCHMARK REALTY INC., BROKERAGE

For sale

29 days ago

$500K

St. Charles, Ontario, P0M2W0

3 bd2 ba1,300 ft²

Listed by RE/MAX CROWN REALTY INC. (SUDBURY)

For sale

36 days ago

$360K

St. Charles, Ontario, P0M2W0

2 bd1 ba900 ft²

Listed by COLDWELL BANKER - CHARLES MARSH REAL ESTATE, BROKERAGE

For sale

50 days ago

$400K

St. Charles, Ontario, P0M2W0

3 bd1 ba1,300 ft²

Listed by SUTTON-BENCHMARK REALTY INC., BROKERAGE

Investment analysis

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$498,000

St. Charles

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$498,000

For sale

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Address not available, St. Charles - Single Family for Sale

St. Charles, Ontario, P0M2W0

3 beds1 bath1,300 ft²Listed 532 days ago

Overview

This 3-bedroom, 1-bathroom home in St. Charles is for sale offering roughly 1,300 sq ft of space. Its $498,000 asking price sits right in line with the $498,000 median in St. Charles.

Houses for Sale in St. Charles →All real estate in St. Charles →

Description

Desirable (west arm) Lake Nipissing more than 2 acres with over 1700 feet of water frontage consisting of sheltered bays, points, towering white pines and red pine trees mostly. Less than one hour drive south of Sudbury, Costco, big box stores and all amenities to parking area. 3 minute boat ride to your paradise private Island. 3 bedroom, 1400 sq feet of living area, one bath, one level built on solid higher bed rock. 100 amp service, steel roof, boat house, 3 docks, furnished and great fishing.Scenic and Enjoyable drive from Barrie and Toronto. Explore Endless Benefits of owning an island 1-Personal Use,your own paradise Safe Private Family retreat Maybe Divide/Allocate lots to children or relatives?. Left as family legacy or donated for preservation? 2-Business Opportunities? 3-Investment Potential? Many additional benefits of owning this island etc etc An Added feature for this property is that it includes a shared main land parcel for parking and docking facilitating access to the island. Ceiling and walls are insulated. (id:66096)

Property Details

MLS®: 2122399
Property Type: Single Family
Zoning: RR
Bedrooms: 3
Bathrooms: 1
Interior Size: 1,300 ft²
Frontage: 1,752 ft
Basement: Unknown
Heating: Wood Stove
Garage: Parking Space(s)
Waterfront: Yes
Ownership: Freehold
Listed: 532 days ago

Rooms

Main level

Sunroom: 9.1 x 23.10
Bedroom: 4.9 x 14
Bedroom: 6.8 x 14.4
Bedroom: 10.7 x 14.8
Living room: 17.8 x 20.2
Kitchen: 15.3 x 18.3

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Services

Sewer: Gravity

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

532d

St. Charles listings, avg age

105d

Price / ft²

$383

List price

$498K

Haho

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Listed by COLDWELL BANKER - CHARLES MARSH REAL ESTATE, BROKERAGE · CLAUDE ST. LOUIS

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (P0M)

This home lists at $498,000, about 5.8× the local median household income of $86,000.

Carrying it typically needs a household income of about $97,277 (20% down, 25-yr amortization, stress-tested) — roughly 13% above the area median.

Median household income: $86,000
Population: 49,727
Median age: 46.8
Owner / renter: 80% / 20%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA P0M)

$498,000· $383/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,900

Min 5%50%

Mortgage payment$2,623/mo

↳ CMHC premium ($18,924 capitalized)

Est. property tax$415/mo

Total monthly$3,038

Cash Needed to Close

Down payment (5%)$24,900

Land transfer tax$6,435

Est. closing costs$3,994

Total cash needed$35,329

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