$319,900

For sale

#8 405 MERRITT Street, St. Catharines - Single Family for Sale

#8 405 MERRITT Street, St. Catharines, Ontario, L2P1P5

1 bed1 bath1 parking552 ft²$360/mo condo feeListed 35 days ago

Overview

This 1-bedroom, 1-bathroom condo in St. Catharines is for sale offering roughly 552 sq ft of space. Listed at $319,900, it is attractively priced about 20% below the $399,900 median asking price in St. Catharines. It has been on the market 35 days, fresher than the St. Catharines average of 70 days.

Condos for Sale in St. Catharines →All real estate in St. Catharines →

Description

Welcome to St. James Lofts, where modern condo living meets timeless character. This beautifully designed one-bedroom suite offers an open-concept layout with soaring ceilings and oversized windows that fill the space with natural light. The stylish kitchen overlooks the spacious living and dining area, creating the perfect setting for everyday living and entertaining. Enjoy the convenience of in-suite laundry, one parking space and storage locker, all within one of St. Catharines' most unique boutique condominium communities. Whether you're a first-time buyer, professional, downsizer or investor, this low-maintenance home offers the perfect blend of style and functionality. Ideally located in the heart of Merritton, you're just minutes from shopping, restaurants, Brock University, the Welland Canal, Highway 406 and everyday amenities. (id:66096)

Property Details

MLS®: 40867664
Property Type: Single Family
Zoning: M1
Bedrooms: 1
Beds (above / below): 1 above · 0 below
Bathrooms: 1
Parking: 1
Interior Size: 552 ft²
Year Built: 1957
Storeys: 1
Style: Other
Basement: None
Heating: Heat Pump, Electric
Cooling: Central air conditioning
Garage: Open
Condo Fee: $360/mo
Fee Includes: Water, Insurance, Parking
Ownership

Rooms

Main level

4pc Bathroom
Bedroom: 9'9'' x 14'1''
Living room: 9'7'' x 9'8''
Dining room: 8'0'' x 9'8''
Kitchen: 6'1'' x 9'11''

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings, Microwave Built-in
Exterior: Brick

Services

Water: Municipal water
Sewer: Municipal sewage system

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

35d

St. Catharines listings, avg age

70d

Price / ft²

$580

List price

$320K

Haho

This 1-bed single family in St. Catharines has been listed for 35 days, which is 35 days fresher than the city average of 70. Act while there is still low competition.

Set a price alert Book a showing

Listed by RE/MAX Escarpment Golfi Realty Inc. · Rob Golfi

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2P)

This home lists at $319,900, about 4.5× the local median household income of $71,000.

Carrying it typically needs a household income of about $62,488 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $71,000
Population: 15,128
Median age: 40
Owner / renter: 64% / 36%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA L2P)

$319,900· $580/ft²

For sale

Book a showing

Pick a time that suits you. A verified local agent confirms within 24h.

Full Cost Breakdown

Loading rates, 30-yr amortization

Current Rates

Loading…

Compare all rates

Down Payment5% · $15,995

Min 5%50%

Mortgage payment$1,685/mo

↳ CMHC premium ($12,156 capitalized)

Property tax (est.)$197/mo

Condo fee$360/mo

Total monthly$2,241

Cash Needed to Close

Down payment (5%)$15,995

Land transfer tax$3,274

Est. closing costs$3,460

Total cash needed$22,729

Get Pre-Approved · Free & Fast

Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice

Rental cashflow calculator