$649,000

$679,000For salePrice drop↓ $30,000 (4%)

614b Niagara Street, St. Catharines (Bunting/Linwell) - Single Family for Sale

614b Niagara Street, St. Catharines (Bunting/Linwell), Ontario, L2M3P7

3 beds3 baths3 parking1,300 ft²47 × 90 ft (4,280 sq ft) lot sizeListed 16 days ago

Overview

This 3-bedroom, 3-bathroom home in St. Catharines is for sale offering roughly 1,300 sq ft of space. Its $649,000 asking price sits right in line with the $649,900 median in St. Catharines. It has been on the market 16 days, fresher than the St. Catharines average of 38 days.

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Description

Welcome to 614B Niagara Street! This unique semi-detached home offers a versatile multi-level layout featuring 3 bedrooms and 3 full bathrooms. The main floor includes 2 bedrooms and a full bathroom, while the upper level features a private primary bedroom with its own ensuite. The fully finished basement offers a spacious living area, kitchen, full bathroom and convenient walk-up access to the backyard, offering excellent potential for an in-law suite (subject to necessary approvals) or extended family living. A fantastic opportunity for buyers looking for flexible living space! The basement remained dry and was not affected by the recent heavy rainstorms. The garage is currently set up as a gym and storage area, and the seller is willing to remove the gym equipment and restore it to a traditional garage at the buyer's request. (id:66096)

Property Details

MLS®: X14094648
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 3
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 47 × 90 ft (4,280 sq ft)
Frontage: 47 ft
Storeys: 1
Basement: Finished, Full, Apartment in basement, Separate entrance, Walk out, Walk-up, N/A, N/A, N/A, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Ownership: Freehold
Property Tax: $4,963/yr
Listed: 16 days ago

Rooms

Main level

Bedroom: 2.74 x 3.35 meters
Living room: 7.32 x 3.66 meters
Kitchen: 2.74 x 3.54 meters
Bathroom: 2.44 x 1.83 meters
Bedroom 2: 3.05 x 3.66 meters

Basement

Bathroom: 2.74 x 1.52 meters
Kitchen: 5.79 x 3.35 meters
Games room: 5.79 x 3.66 meters
Laundry room: 2.44 x 2.13 meters

Second level

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer
Foundation: Poured Concrete
Exterior: Stone, Stucco
Lot Features: Carpet Free, In-Law Suite

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

16d

St. Catharines (Bunting/Linwell) listings, avg age

38d

Price / ft²

$499

List price

$649K

Haho

This 3-bed single family in St. Catharines (Bunting/Linwell) has been listed for 16 days, which is 22 days fresher than the city average of 38. Act while there is still low competition.

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Listed by RE/MAX GARDEN CITY REALTY INC, BROKERAGE · Paul Lalama

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2M)

This home lists at $649,000, about 9.0× the local median household income of $72,000.

Carrying it typically needs a household income of about $126,772 (20% down, 25-yr amortization, stress-tested) — roughly 76% above the area median.

Median household income: $72,000
Population: 33,704
Median age: 46
Owner / renter: 64% / 36%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA L2M)

$649,000· $499/ft²

For sale

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Full Cost Breakdown

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Down Payment6.15% · $39,900

Min 6.15%50%

Mortgage payment$3,377/mo

↳ CMHC premium ($24,364 capitalized)

Property tax (est.)$414/mo

Total monthly$3,791

Cash Needed to Close

Down payment (6.15%)$39,900

Land transfer tax$9,455

Est. closing costs$4,447

Total cash needed$53,802

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