$450,000

For sale

42 North Street, St. Catharines (Downtown) - Single Family for Sale

42 North Street, St. Catharines (Downtown), Ontario, L2R2S5

4 beds2 baths1 parking1,300 ft²30 × 143 ft (4,304 sq ft) lot sizeListed 67 days ago

Overview

This 4-bedroom, 2-bathroom home in St. Catharines is for sale offering roughly 1,300 sq ft of space. Listed at $450,000, it is attractively priced about 9% below the $492,000 median asking price in St. Catharines. It has been on the market 67 days, fresher than the St. Catharines average of 73 days.

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Description

Looking for a place to call home and run a business as well ? Great downtown property with Zoning that allows for a small home based business. Main floor Great room is 23" x 17 ' and could be used as office space, yoga studio, reception, showroom , art studio, the possibilities are endless. Main floor has a kitchen as well as a 4 pc bath and bedroom/office. Upstairs are 3 bedrooms with a family room and 3 pc bath. there is a separate outside staircase entrance to this level. The house was once used as a duplex and there are 2 hydro meters. Ceramic and hardwood floors throughout ( vinyl in the bathrooms ). Close to 2 plazas and walking distance to 3 schools, medical and lots more. Immediate Possession. (id:66096)

Property Details

MLS®: X13727952
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 1
Interior Size: 1,300 ft²
Lot Size: 30 × 143 ft (4,304 sq ft)
Frontage: 30 ft
Basement: Unfinished, Partial
Heating: Forced air, Natural gas
Cooling: Window air conditioner, None
Garage: No Garage
Ownership: Freehold
Property Tax: $3,197/yr
Listed: 67 days ago

Rooms

Main level

Great room: 5.28 x 7.13 meters
Kitchen: 3.6 x 3.04 meters
Office: 3.14 x 2.74 meters
Bathroom: 0.1 x 0.1 meters

Second level

Family room: 3.35 x 3.04 meters
Bedroom: 3.6 x 2.87 meters
Bedroom: 3.27 x 2.31 meters
Bedroom: 3.63 x 2.31 meters
Other: 3.35 x 1.85 meters
Bathroom: 0.1 x 0.1 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Stove, Dryer, Water Heater
Flooring: Laminate, Ceramic
Foundation: Stone
Exterior: Vinyl siding
Lot Features: Irregular lot size, Carpet Free

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

67d

St. Catharines (Downtown) listings, avg age

73d

Price / ft²

$346

List price

$450K

Haho

This 4-bed single family in St. Catharines (Downtown) has been listed for 67 days, which is 6 days fresher than the city average of 73. Act while there is still low competition.

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Listed by ROYAL LEPAGE NRC REALTY · Terri Mccallum

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2R)

This home lists at $450,000, about 7.4× the local median household income of $61,200.

Carrying it typically needs a household income of about $87,901 (20% down, 25-yr amortization, stress-tested) — roughly 44% above the area median.

Median household income: $61,200
Population: 25,558
Median age: 40.4
Owner / renter: 50% / 50%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA L2R)

$450,000· $346/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,500

Min 5%50%

Mortgage payment$2,370/mo

↳ CMHC premium ($17,100 capitalized)

Property tax (est.)$266/mo

Total monthly$2,637

Cash Needed to Close

Down payment (5%)$22,500

Land transfer tax$5,475

Est. closing costs$3,850

Total cash needed$31,825

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