$484,900

$499,900For salePrice drop↓ $15,000 (3%)

32 LORNE Street, St. Catharines - Single Family for Sale

32 LORNE Street, St. Catharines, Ontario, L2P3C7

3 beds2 baths3 parking1,477 ft²Listed 148 days ago

Overview

This 3-bedroom, 2-bathroom home in St. Catharines is for sale offering roughly 1,477 sq ft of space. Listed at $484,900, it is attractively priced about 19% below the $599,900 median asking price in St. Catharines.

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Description

Welcome to 32 Lorne Street, a beautifully updated St. Catharines home set on a MASSIVE 160ft deep lot with exciting future potential. Thoughtful updates throughout include: a newly renovated kitchen, updated bathrooms, new flooring, fresh paint, rear mud room, new front storm door, re-freshed enclosed front porch, and more! All these give the home a clean, move-in-ready feel while maintaining its practical layout and historical charm. Located in a convenient central pocket close to parks, schools (just steps from Jean Sauve French immersion school!), shopping, groceries, cafés, restaurants, and everyday amenities, this property offers strong lifestyle appeal for first-time buyers, families, and investors alike. Massive lot and R2 zoning will allow for construction of a detached Accessory Dwelling Unit (Garden Suite!) offering added value and flexibility for multigenerational living or rental income. A solid opportunity in an established neighbourhood with updates already completed and room to grow. (id:66096)

Property Details

MLS®: 40837997
Property Type: Single Family
Zoning: R2
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Parking: 3
Interior Size: 1,477 ft²
Frontage: 37 ft
Year Built: 1917
Storeys: 2
Style: Other
Basement: Partially finished, Full
Heating: Radiant heat, Natural gas
Cooling: Wall unit
Fireplace: Yes
Ownership: Freehold
Property Tax

Rooms

Main level

Mud room: 8'9'' x 8'6''
4pc Bathroom
Living room: 10'0'' x 14'6''
Dining room: 10'10'' x 13'5''
Kitchen: 9'4'' x 16'10''

Basement

Recreation room: 10'0'' x 15'3''

Second level

3pc Bathroom
Bedroom: 10'0'' x 12'0''
Bedroom: 9'0'' x 10'0''
Bedroom: 10'5'' x 13'3''

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Water meter, Dishwasher, Stove, Dryer
Foundation: Stone
Exterior: Brick
Lot Features: Paved driveway

Services

Water: Municipal water
Sewer: Municipal sewage system

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

148d

St. Catharines listings, avg age

70d

Price / ft²

$328

List price

$485K

Haho

This 3-bed single family in St. Catharines is available now. Want me to connect you with the agent or keep you posted on any price updates?

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Listed by Rock Star Real Estate Inc. · James Maggs

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2P)

This home lists at $484,900, about 6.8× the local median household income of $71,000.

Carrying it typically needs a household income of about $94,718 (20% down, 25-yr amortization, stress-tested) — roughly 33% above the area median.

Median household income: $71,000
Population: 15,128
Median age: 40
Owner / renter: 64% / 36%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA L2P)

$484,900· $328/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,245

Min 5%50%

Mortgage payment$2,554/mo

↳ CMHC premium ($18,426 capitalized)

Property tax (est.)$307/mo

Total monthly$2,861

Cash Needed to Close

Down payment (5%)$24,245

Land transfer tax$6,173

Est. closing costs$3,955

Total cash needed$34,373

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